What determines whether a merchant falls within a particular rewards category for earning 10%/3%/2%/1% in Disney Rewards Dollars with the Disney^® Inspire Visa^® Card?

Merchants who accept Visa credit cards are assigned a merchant code which is determined by the merchant or its processor in accordance with Visa procedures based on the kinds of products and services they sell. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Chase makes every effort to include all relevant merchant codes in its listed categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code that falls within that category. Therefore, purchases with that merchant may not qualify for earning more in Disney Rewards Dollars on category purchases. Purchases submitted by you or the merchant through third-party payment accounts (e.g., PayPal), mobile or wireless card readers, or mobile digital wallets, or similar technology (collectively, “Technology”) may not qualify in a rewards category if the Technology is not set up to process the purchase in the rewards category.⁶