Introducing the new Disney® Inspire Visa® Card

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Which Disney® Visa® Credit Card Fits You Best?

Updated

Disney Rewards is the ultimate way to bring more Disney into your life. With year-round Cardmember perks and the ability to earn Disney Rewards Dollars, you can get more from your Disney experiences. Disney Rewards offers two credit cards: the Disney Visa Card and the Disney Premier Visa Card. If you’re curious to know which of these two is right for you, we’ll run through the details so you can see the big picture and all the possibilities.

What do the Disney Credit Cards offer?

All Cardmembers receive special perks for Disney vacations, shopping and entertainment experiences. In addition, all Cardmembers earn Disney Rewards Dollars with every purchase, which can be redeemed toward some of your favorite Disney things such as meals, souvenirs, movies and more. Here’s a quick look at the benefits both cards offer:

  • Your choice of Disney, Pixar, Super Hero and Star Wars card designs1
  • No limits to the number of Disney Rewards Dollars you can earn2
  • Special vacation financing on select Disney vacation packages3
  • 10% off select dining locations most days at Walt Disney World® Resort and the Disneyland® Resort45
  • 10% off select purchases at Disney Store6
  • Photo Opportunities at exclusive Cardmember locations at the parks48
Micky & Friends 9 card array

Turn everyday spending into lasting Disney memories with either card! To learn more about the Disney Visa Card and the Disney Premier Visa Card and decide which one’s perfect for you, check out the Compare Cards page.

What does the Disney Visa Card offer?

The Disney Visa Card is a great option for Disney fans looking to take the Disney experiences they know and love to the next level. In addition to the list above, you’ll also enjoy these benefits:

  • New Cardmember bonus in the form of a statement credit after making qualifying purchases
  • Earn 1% in Disney Rewards Dollars on all purchases9
  • No annual fee. Pricing & Terms

The Disney Visa Card might be right for you if: You want a flexible credit card, plenty of Disney perks and the chance to earn Disney Rewards Dollars with every purchase.

 

What does the Disney Premier Visa Card offer?

If you’re looking to maximize your earning, the Disney Premier Card is the key!

  • New Cardmember bonus in the form of a statement credit after making qualifying purchases
  • Earn 2% in Disney Rewards Dollars on purchases at gas stations, grocery stores, restaurants and most Disney locations10
  • Earn 1% in Disney Rewards Dollars on all other card purchases10
  • Redeem Disney Rewards Dollars toward airline purchases in the form of statement credits through Pay Yourself Back®12
  • Enjoy all of these perks and rewards for a $49 annual fee. Pricing & Terms

The Disney Premier Visa Card might be right for you if: You want to earn double Disney Rewards Dollars on select everyday purchases or you are planning a vacation and want to redeem toward airline purchases in the form of statement credits through Pay Yourself Back®.

Related Posts

NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more
NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more
NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more

1Card Designs

Card designs are subject to availability and may change without notice. Selection of a new card design does not automatically deactivate your previous card. Your previous card remains activated upon the selection of a new card design, until the expiration date of the previous card, unless otherwise requested by you to Chase.

2Disney Rewards Dollars

Disney Rewards Dollars are subject to the Disney Rewards Dollars Terms and Conditions for Disney Visa Credit Cards available at DisneyRewards.com/Terms.

3Special Vacation Financing

Get special vacation financing on select Disney Resort packages, all Adventures by Disney® packages, National Geographic Expeditions, all AULANI, A Disney Resort & Spa, Ko Olina, Hawai‘i vacation packages, and all Disney Cruise Line packages (collectively, Disney Vacation Packages). Disney Vacation Packages must be booked by you through the Walt Disney Travel Company, Disney Cruise Line or Adventures by Disney Travel Services, Inc., online at Disney sites or through other eligible travel agents or sites, and charged to your Disney Visa Credit Card prior to commencement of your vacation. Other restrictions and exclusions apply. New Applicants: Please refer to the applicable Pricing & Terms for pricing details: Disney Inspire Visa Card pricing↗; Disney Premier Visa Card pricing↗; Disney Visa Card pricing↗. If you received an offer in the mail, please refer to the Pricing & Terms included with that offer. You will receive complete terms and conditions for this offer once you become a cardmember. Existing Cardmembers: For complete details please refer to your Cardmember Agreement.

4Disney Theme Park & Resort Perks

Offers and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase to receive special offers. Merchandise discount may not be available for certain items and at certain locations including Disneyland® Resort and Walt Disney World® Resort Operating Participant locations and any other locations or kiosks that are not owned or operated by the owners of the Disneyland® Resort or Walt Disney World® Resort. To receive a merchandise discount, you must mention the specific offer. For entry into the Disney, Heroic Encounter or Star Wars Cardmember Photo Opportunities, you must present your valid Disney Visa Card. Not valid in combination with other offers, discounts, promotions or with any previous purchase. Minimum purchase and/or separate Theme Park admission and Theme Park reservation may be required. Offers are for personal use only and may not be transferred or resold. Chase is not responsible or liable for fulfillment of these Disney Theme Park and Resort perks.

5Dining Savings at Disney Parks & Resorts

Offer and offer elements including, but not limited to, participating locations and eligible food and beverages, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Offer excludes alcoholic beverages, select new food and beverage offerings, merchandise, tobacco, room service, holiday buffets, tax and gratuity. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card at time of purchase for full amount of purchase. Discount valid at the following Walt Disney World® Resort restaurant locations: Disney’s Animal Kingdom Lodge & Villas: Boma – Flavors of Africa, Jiko – The Cooking Place (see restrictions), and Sanaa; Disney’s Beach Club Resort: Beaches and Cream and Cape May Cafe; Disney’s BoardWalk Inn & Villas: Flying Fish (see restrictions); Disney’s Caribbean Beach Resort: Sebastian’s Bistro; Disney’s Contemporary Resort: Steakhouse 71; Disney’s Coronado Springs Resort: Three Bridges Bar & Grill and Toledo – Tapas, Steak & Seafood; Disney’s Grand Floridian Resort & Spa: Citricos (see restrictions), Grand Floridian Cafe, and Narcoossee’s (see restrictions); Disney’s Old Key West Resort: Olivia’s Cafe; Disney’s Polynesian Village Resort: Kona Cafe; Disney’s Port Orleans Resort: Boatwrights Dining Hall; Disney’s Saratoga Springs Resort & Spa: The Turf Club Bar and Grill; Disney’s Wilderness Lodge: Whispering Canyon Cafe; Disney’s Yacht Club Resort: Ale & Compass Restaurant and Yachtsman Steakhouse; Disney’s Animal Kingdom® Theme Park: Tiffins; Disney’s Hollywood Studios®: Roundup Rodeo BBQ, Sci-Fi Dine-In Theater Restaurant, and The Hollywood Brown Derby (see restrictions); EPCOT®: Biergarten Restaurant (see restrictions), Coral Reef Restaurant, Le Cellier Steakhouse, Rose & Crown Dining Room, and Spice Road Table; Magic Kingdom® Park: Crystal Palace, Diamond Horseshoe, Jungle Navigation Co. Ltd. Skipper Canteen, Liberty Tree Tavern, The Plaza Restaurant, and Tony's Town Square Restaurant. For locations where it is noted to see restrictions, the discount does not apply to the following dates: 11/27/2025, 12/25/2025, 12/28/2025, 12/29/2025, 12/30/2025, 12/31/2025, 1/1/2026, 1/2/2026, 2/13/2026, 2/14/2026, 2/15/2026, 4/3/2026, 4/4/2026 and 4/5/2026. Discount valid at the following Disneyland® Resort restaurant locations, subject to location availability: Disneyland® Park: Cafe Orleans, Carnation Café, The Golden Horseshoe, Harbour Galley, Plaza Inn, River Belle Terrace, Royal Street Veranda, and Troubadour Tavern; Disney California Adventure® Park: Carthay Circle Lounge – Alfresco Dining, Cocina Cucamonga Mexican Grill, Lucky Fortune Cookery, Paradise Garden Grill, Sonoma Terrace, Studio Catering Co., and Wine Country Trattoria; Disney's Grand Californian Hotel® & Spa: GCH Craftsman Bar and Storytellers Café; Disneyland® Hotel: Goofy’s Kitchen and Palm Breeze Bar. Discount valid at the following Disney’s Vero Beach Resort restaurant location: Wind & Waves Grill. Subject to restaurant availability, operating hours and closures. Reservations may be required. Not valid in combination with other offers, discounts or promotions. Separate Theme Park admission and Theme Park reservation may be required. Discount is for personal use only and may not be transferred or resold.

6Merchandise Savings at Disney Store

10% Off Purchases for Disney Visa Cardmembers Promotion Restrictions: Valid on select, in-stock merchandise purchased at Disney Store and Disney Outlet Store locations in the U.S., and at DisneyStore.com (online or via phone orders). Not valid on purchases made at Disney Parks and Resorts locations or on Disney Store merchandise purchased from other retailers or using third party websites. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as the form(s) of payment at the time of purchase for full amount of purchase and mention this offer in-store or enter the promo code DRVCMEMBER online, prior to checkout, into the "Add Promotion Code" area and click the "Apply" button. Offer excludes sales tax, shipping & handling charges, gift wrap & gift box charges, personalization charges, Disney Theme Park Tickets, Disney Gift Cards, Disney+ Gift Cards, art & collectibles, books, electronic toys, limited edition & special edition merchandise, items related to a charitable promotion, items from the following brands and collections: Barefoot Dreams, BaubleBar, Bluey, Columbia, CRISLU, D23 Merchandise, Define Me, Disney's Fairy Tale Weddings Rings, Doorables, Harveys, Hasbro Marvel Legends & Star Wars: The Black Series, Hasbro Youth Toys, Havaianas, Hot Toys, Janie & Jack, LEGO, Lilly Pulitzer, Lionel, Lorcana, Mattel, Milk Snob, Monica + Andy, PANDORA, Pandora® Jewelry, Petunia Pickle Bottom, Pleasing, Project Orange, Robosen, Royal Selangor, RSVLTS, Sigma Beauty, Star Wars: Galaxy’s Edge Legacy Lightsaber Hilts, select Star Wars: Galaxy's Edge merchandise, Steiff, Tiana’s Bayou Adventure, and Vera Bradley. Additional exclusions may apply. Visit DisneyStore.com/DRVCPerkDetails for the most current list of exclusions and any updates to these offer terms. Offer cannot be combined with any other offer or discount, except available shipping offers. No adjustments to prior purchases. Valid packing slip or receipt required for returns or exchanges, which will be subject to discount taken at the time of purchase. Offer subject to restrictions and to change without notice. Promotion may not be redeemed for cash, sold, or altered. Internet distribution is strictly prohibited. Use of offer or Promotion Code DRVCMEMBER constitutes acceptance of these offer terms. Void where prohibited. Chase is not responsible or liable for fulfillment of this offer.

7Cardmember Photo Opportunities

The Disneyland® Resort Cardmember Photo Opportunities are offered daily during set hours–the Disney Cardmember Photo Opportunity and Heroic Encounter Photo Opportunity are at Disney California Adventure® Park and the Star Wars Cardmember Photo Opportunity is at Disneyland® Park. The Walt Disney World® Resort Cardmember Photo Opportunities are offered daily during set hours–the Disney Cardmember Photo Opportunity is at EPCOT® and the Star Wars Cardmember Photo Opportunity is at Disney’s Hollywood Studios®. Separate Theme Park admission and Theme Park reservation required for each Cardmember Photo Opportunity. Must present a valid Disney Visa Card for entry for up to 6 people per cardmember account (each cardmember account may be used for entry only one time per day). Operating times, days of the week, locations and appearance of Characters (digitally or physically, as applicable) may vary and are subject to restrictions and change or cancellation without notice. Offer includes complimentary downloads of your Disney PhotoPass® photos taken at the Disney Visa Cardmember Photo Opportunity location that are associated to your Disney account. To access complimentary downloads of your Disney PhotoPass® photos taken at the Disney Visa Cardmember Photo Opportunity location at the Disneyland® Resort, go to the Disneyland app or Disneyland.com/PhotoPass or at the location at Walt Disney World® Resort, go to the My Disney Experience app or DisneyWorld.com/PhotoPass, and then log-in using your existing account or create an account. MagicBands or other media scanned by the photographer at the time of capture must be linked to your My Disney Experience Profile at Walt Disney World® Resort or linked to your Disneyland® Resort account, or you may claim Disney PhotoPass® cards provided to you by the photographer by entering the Disney PhotoPass® ID number found on the back of your Disney PhotoPass® card. One photo session per valid cardmember account per day. Offer not valid for photos taken at other Disney PhotoPass® locations or attractions photos. Disney PhotoPass® service is subject to the Disney PhotoPass® Terms & Conditions and expiration policy at Disneyland.disney.go.com/PhotoPass-terms-conditions or DisneyWorld.disney.go.com/PhotoPass-terms-conditions, as applicable. Not responsible for missing, lost or damaged photos. Not valid in combination with other offers, discounts or promotions. Offer is for personal use only and may not be transferred or resold. Please visit DisneyRewards.com/ParkPerks for additional information.

8New Applicants: Earn Disney Rewards Dollars with the Disney Visa Card

The terms and conditions that apply to Disney Rewards Dollars are available at DisneyRewards.com/Terms and will be provided to you with your Disney Visa Card once you become a cardmember.

 

Subject to credit approval. You will earn one percent (1%) in Disney Rewards Dollars for every dollar in Qualifying Purchases. ("Qualifying Purchases" means the amount of your retail purchases of goods and services minus returns or refunds that qualify for Disney Rewards Dollars in a billing cycle and do not include balance transfers, cash advances and other cash-like transactions, travelers checks, foreign currency, money orders, wire transfers, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your Card Account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.)

9New Applicants: Earn Disney Rewards Dollars with the Disney Premier Visa Card

The terms and conditions that apply to Disney Rewards Dollars are available at DisneyRewards.com/Terms and will be provided to you with your Disney Premier Visa Card once your new account is established.

 

Subject to credit approval. You will earn 5% total in Disney Rewards Dollars for each $1 spent on Qualifying Purchases (as defined below) made directly at DisneyPlus.com, Hulu.com, or plus.espn.com for (a) a Disney+, Hulu or ESPN+ monthly or annual subscription, or (b) the bundle subscription, or (c) additional Disney+, Hulu, or ESPN+ purchases, including Premier Access on Disney+, add-ons on Hulu, and pay-per-view events on ESPN+. For clarity, you will receive an additional 4% in Disney Rewards Dollars on top of the standard 1% for a total of 5% on these subscription purchases and additional Disney+, Hulu and ESPN+ purchases. Your purchase of any of these subscriptions or additional Disney+, Hulu or ESPN+ purchases will not earn an additional 4% in Disney Rewards Dollars if your purchase is made through a third-party device or digital platform (unless such device or platform redirects to DisneyPlus.com, Hulu.com or plus.espn.com for purchase) or as a bundle with cable services or as another bundle. Disney+, Hulu, and ESPN+ gift card and subscription card purchases that are purchased directly from DisneyPlus.com, Hulu.com or plus.espn.com will earn an additional 4% in Disney Rewards Dollars, but such gift card and subscription card purchases that are purchased from a point of sale location other than DisneyPlus.com, Hulu.com or plus.espn.com will not earn an additional 4% in Disney Rewards Dollars. You will earn 2% total in Disney Rewards Dollars for each $1 spent on Qualifying Purchases made at (i) Disney Locations in the U.S. and (ii) at a merchant in any of the following rewards categories: gas stations, grocery stores or dining at restaurants, including takeout and eligible delivery services. For clarity, you will receive an additional 1% in Disney Rewards Dollars on top of the standard 1% for a total of 2% on these Qualifying Purchases. You will earn 1% in Disney Rewards Dollars for each $1 spent on all other Qualifying Purchases. For important information about Chase rewards categories, see DisneyRewards.com/FAQs. (“Qualifying Purchases” means the amount of your retail purchases of goods and services minus returns or refunds that qualify for Disney Rewards Dollars in a billing cycle and do not include balance transfers, cash advances, cash-like transactions including, but not limited to: travelers checks, foreign currency, money orders, wire transfers, cryptocurrency, other similar digital or virtual currency and other similar transactions; lottery tickets, casino gaming chips, race track wagers or similar offline and online betting transactions; person-to-person money transfers and account-funding transactions that transfer currency, any checks that access your Card Account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.)

10Redeem Disney Rewards Dollars with Pay Yourself Back® for the Disney Premier Visa Card

Disney Rewards Dollars may be redeemed for a statement credit using Pay Yourself Back toward purchases made with your Disney Premier Visa Card at select U.S. Disney locations in Disney Parks and Resorts (for a list of Disney locations, visit DisneyRewards.com/Where-To-Redeem), Disney Store and outlet locations in the U.S., DisneyStore.com, and at DisneyPlus.com, Hulu.com and ESPNPlus.com, and airline purchases, excluding purchases made with third-party providers and travel agencies, within 90 days from the purchase date. Disney Rewards Dollars cannot be redeemed for a statement credit using a Disney Rewards Redemption Card. Categories, eligible merchants, and purchase transaction eligibility may change from time to time without notice. Even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Each Disney Rewards Dollar you redeem for a statement credit toward qualifying purchases with Pay Yourself Back is worth $1.00 (one U.S. dollar), which means that 1.00 Disney Rewards Dollar equals $1.00 in redemption value. Redemptions require a minimum of .01 Rewards Dollar and a maximum of 12 purchases and/or transactions selected in a single order. Statement credits will post to the card account within 3 business days of a request to redeem and will appear on the monthly Chase credit card billing statement within 1-2 billing cycles. Statement credits will reduce your balance, but you are still required to make at least your minimum monthly payment. Disney and Chase reserve the right to determine which Disney Premier Visa Card purchases qualify for a statement credit. Rewards Dollars redeemed for statement credits cannot be returned or re-deposited. Pay Yourself Back may be discontinued at any time. Disney Rewards Dollars are subject to the Disney Rewards Dollars Terms and Conditions for Disney Visa Credit Cards available at DisneyRewards.com/Terms.

11$300 Disney Gift Card eGift with the Disney Inspire Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Upon approval of your Disney Inspire Visa Card application, you will be sent your Disney Gift Card eGift via email within hours to any valid email address. The Disney Gift Card eGift can be used at select participating locations at Walt Disney World® Resort, Disneyland® Resort, Disney Cruise Line, Disney Store locations in the U.S., DisneyStore.com, and Adventures by Disney®. Disney Gift Card eGifts are redeemable for goods and services at participating Disney locations. Disney Gift Card eGifts are not refundable or redeemable for cash unless required by law. Disney Gift Card eGifts are not for resale. Disney Gift Card eGifts are issued by, and represents a legal obligation solely of, Disney Gift Card Services, Inc. Lost, damaged or stolen Disney Gift Card eGifts may be replaced only if original email and complete card number are provided. For Disney Gift Card eGift balance inquiries, call 1-877-650-4327 or visit DisneyGiftCard.com. For complete terms and conditions (including arbitration agreement), visit DisneyGiftCard.com. The value of this offer or program may result in miscellaneous income received from Chase and we may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) for the year in which you participate and are awarded the benefits of the offer/program. You are responsible for any tax liability related to participating in the offer/program. Please consult your own tax advisor if you have any questions about how this could affect your taxes. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. All trademarks are property of their respective owners. If your account is not open for at least 6 months, Chase and Disney reserve the right to cancel the Disney Gift Card eGift.

12$300 Statement Credit with the Disney Inspire Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Offers may vary and may not be available through all application methods when applying for the Disney Visa Credit Cards. In some instances, an application may require additional time to process. To qualify and receive your $300 statement credit, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. After qualifying, please allow up to 8 weeks for your credit to appear in your statement.

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