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Which Disney® Visa® Credit Card Fits You Best?

January 27, 2021

Disney Rewards is the ultimate way to bring more Disney into your life. With year-round Cardmember perks and the ability to earn Disney Rewards Dollars, you can get more from your Disney experiences. Disney Rewards offers two credit cards: the Disney Visa Card and the Disney Premier Visa Card. If you’re curious to know which of these two is right for you, we’ll run through the details so you can see the big picture and all the possibilities.

What do the Disney Credit Cards offer?

All Cardmembers receive special perks for Disney vacations, shopping and entertainment experiences. In addition, all Cardmembers earn Disney Rewards Dollars with every purchase, which can be redeemed toward some of your favorite Disney things such as meals, souvenirs, movies and more. Here’s a quick look at the benefits both cards offer:

  • Your choice of Disney, Pixar and Star Wars card designs1
  • No limits to the number of Disney Rewards Dollars you can earn2
  • Special vacation financing on select Disney vacation packages3
  • 10% off select dining locations most days at Walt Disney World® Resort and the Disneyland® Resort45
  • 10% off select purchases at Disney store and shopDisney.com6
  • Photo Opportunities at exclusive Cardmember locations at the parks47

Turn everyday spending into lasting Disney memories with either card! To learn more about the Disney Visa Card and the Disney Premier Visa Card and decide which one’s perfect for you, check out the Compare Cards page.

What does the Disney Visa Card offer?

The Disney Visa Card is a great option for Disney fans looking to take the Disney experiences they know and love to the next level. In addition to the list above, you’ll also enjoy these benefits:

  • New Cardmember bonus in the form of a statement credit after making qualifying purchases
  • Earn 1% in Disney Rewards Dollars on all purchases8
  • No annual fee. Pricing & Terms

The Disney Visa Card might be right for you if: You want a flexible credit card, plenty of Disney perks and the chance to earn Disney Rewards Dollars with every purchase.

 

What does the Disney Premier Visa Card offer?

If you’re looking to maximize your earning, the Disney Premier Card is the key!

  • New Cardmember bonus in the form of a statement credit after making qualifying purchases
  • Earn 2% in Disney Rewards Dollars on purchases at gas stations, grocery stores, restaurants and most Disney locations9
  • Earn 1% in Disney Rewards Dollars on all other card purchases9
  • Option to redeem Disney Rewards Dollars for a statement credit toward airline travel on any carrier to any destination, with no block-out dates10
  • Enjoy all of these perks and rewards for a $49 annual fee. Pricing & Terms

The Disney Premier Visa Card might be right for you if: You want to earn double Rewards Dollars on select everyday purchases or you are planning a vacation and want to redeem toward air travel.

Related Posts

Disney® Premier Visa® Card

NEW CARDMEMBERS CAN

EARN A $300

STATEMENT CREDIT

after spending $1000 on purchases in the
first 3 mos. from account opening.11

NEW CARDMEMBERS CAN

EARN A $300

STATEMENT CREDIT

after spending $1000 on purchases
in the first 3 mos. from
account opening.11

NEW CARDMEMBERS CAN

EARN A $300

STATEMENT CREDIT

after spending $1000 on purchases
in the first 3 mos. from
account opening.11

Learn more
The Mandalorian Premier Card Art Vintage Mickey Premier Card Art
Shopping Perks
Disney Photo Opportunity
Vacation Perks
Disney® Premier Visa® Card
Learn more

  1. Card Designs

    Card designs are subject to availability and may change without notice.

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  2. Disney Rewards Dollars
    Disney Rewards Dollars are subject to the Disney Rewards Dollars Terms and Conditions for Disney Visa Credit Cards available at DisneyRewards.com/Terms.

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  3. Special Vacation Financing

    Get special vacation financing on select Disney Resort packages, all Adventures by Disney® packages, all Aulani, A Disney Resort & Spa, Ko Olina, Hawai‘i vacation packages, and all Disney Cruise Line packages (collectively, Disney Vacation Packages). Disney Vacation Packages must be booked by you through the Walt Disney Travel Company, Disney Cruise Line or Adventures by Disney Travel Services, Inc., online at Disney sites or through other eligible travel agents or sites, and charged to your Disney Visa Credit Card prior to commencement of your vacation. Other restrictions and exclusions apply. New Applicants: Please refer to the applicable Pricing & Terms for pricing details: Disney Premier Visa Card pricing; Disney Visa Card pricing . If you received an offer in the mail, please refer to the Pricing & Terms included with that offer. You will receive complete terms and conditions for this offer once you become a cardmember. Existing Cardmembers: For complete details please refer to your Cardmember Agreement.

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  4. Disney Theme Park & Resort Perks

    Offers and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase to receive special offers. Merchandise discount may not be available for certain items and at certain locations including Disneyland® Resort and Walt Disney World® Resort Operating Participant locations and any other locations or kiosks that are not owned or operated by the owners of the Disneyland® Resort or Walt Disney World® Resort. To receive a merchandise discount, you must mention the specific offer. For entry into the Disney or Star Wars Cardmember Photo Opportunities, you must present your valid Disney Visa Card. Not valid in combination with other offers, discounts, promotions or with any previous purchase. Minimum purchase and/or separate Theme Park admission and Theme Park reservation may be required. Offers are for personal use only and may not be transferred or resold. Chase is not responsible or liable for fulfillment of these Disney Theme Park and Resort perks.

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  5. Dining Savings at Disney Parks & Resorts

    Offer and offer elements including, but not limited to, participating locations and eligible food and beverages, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Offer excludes alcoholic beverages, select new food and beverage offerings, merchandise, tobacco, room service, holiday buffets, tax and gratuity. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card at time of purchase for full amount of purchase. Discount valid at the following Walt Disney World® Resort restaurant locations: Disney’s Animal Kingdom Lodge & Villas: Boma – Flavors of Africa, Jiko – The Cooking Place (see restrictions), and Sanaa; Disney’s BoardWalk Inn & Villas: ESPN Sports Club and Flying Fish (see restrictions); Disney’s Caribbean Beach Resort: Sebastian’s Bistro; Disney’s Coronado Springs Resort: Toledo – Tapas, Steak & Seafood; Disney’s Fort Wilderness Resort & Campground: Trail’s End Restaurant; Disney’s Grand Floridian Resort & Spa: Citricos (see restrictions), Grand Floridian Cafe, and Narcoossee’s (see restrictions); Disney’s Old Key West Resort: Olivia’s Cafe; Disney’s Polynesian Village Resort: Kona Cafe; Disney’s Port Orleans Resort: Boatwrights Dining Hall; Disney’s Saratoga Springs Resort & Spa: The Turf Club Bar and Grill; Disney’s Wilderness Lodge: Whispering Canyon Cafe; Disney’s Yacht Club Resort: Ale & Compass Restaurant; Disney’s Animal Kingdom® Theme Park: Tiffins; Disney’s Hollywood Studios®: The Hollywood Brown Derby (see restrictions); Epcot®: Biergarten Restaurant (see restrictions), Coral Reef Restaurant, Le Cellier Steakhouse, and Rose & Crown Dining Room; Magic Kingdom® Park: Jungle Navigation Co. Ltd. Skipper Canteen; and ESPN Wide World of Sports Complex: ESPN Wide World of Sports Grill. For locations where it is noted to see restrictions, the discount does not apply to the following dates: 10/10/22, 10/31/22, 11/24/22, 12/24/22, 12/25/22, 12/31/22, 1/1/23, 2/14/23, 2/20/23, 4/9/23, 5/14/23, 5/29/23, 6/18/23, 7/4/23, and 9/4/23. Discount valid at the following Disneyland® Resort restaurant locations, subject to location availability: Disneyland® Park: French Market, Golden Horseshoe, Harbour Galley, River Belle Terrace, Royal Street Veranda and Troubadour Tavern; Disney California Adventure® Park: Cocina Cucamonga Mexican Grill, Lucky Fortune Cookery, Paradise Garden Grill, Sonoma Terrace, Studio Catering Co., and Wine Country Trattoria; Disneyland® Resort Hotels: Goofy’s Kitchen and Storytellers Cafe. Discount valid at the following Disney’s Vero Beach Resort restaurant location: Wind & Waves Grill. Subject to restaurant availability, operating hours and closures. Reservations may be required. Not valid in combination with other offers, discounts or promotions. Separate Theme Park admission and Theme Park reservation may be required. Discount is for personal use only and may not be transferred or resold.

     

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  6. Merchandise Savings at Disney Store
    10% Off Restrictions: Valid on select, in-stock merchandise purchased at Disney store and Disney Baby Store retail and outlet locations in the U.S., and at shopDisney.com (online or via phone orders). Not valid on purchases made at Disney Parks and Resorts locations or on Disney store merchandise purchased from other retailers or using third party websites. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as the form(s) of payment at the time of purchase for full amount of purchase and mention this offer in store or use promo code DRVCMEMBER online. Offer excludes sales tax, shipping & handling charges, gift wrap & gift box charges, personalization charges, Disney Theme Park Tickets, Disney Gift Cards, The Walt Disney Company Collectible Shareholder Certificate, subscription products, art & collectibles, books & media (DVDs, Blu-ray™, CDs & video games), electronic toys, limited edition, special edition & limited release merchandise, talking action figures, select Star Wars: The Mandalorian merchandise, items related to a charitable promotion, and items from the following brands and collections: Aden & Anais, Afridrille Shoes, ALEX AND ANI®, Barefoot Dreams, BaubleBar, Bésame, Betsey Johnson, Bulova, Circle with Disney, Citizen, COACH, ColourPop, Converse, CRISLU, Cubcoats, Disney Designer Jewelry Collection, Disney Fairy Tale Wedding Rings, Disney Parks Designer Collection, Disney Vacation Club®, Dooney & Bourke, Enesco, Fantasy Flight Games, Garmin, Harveys, Jim Shore, kate spade, LEGO, LÍLLÉbaby, Lionel, Loungefly, Make-A-Wish Collection, MagicBand, Marvel Legends Series, Master of Arts, Milk Snob, select National Geographic, Native Shoes, Nike, Nixon, Olszewski, Otterbox Electronics, Pandora Jewelry, Pandora: The World of Avatar Interactive Banshee Toy, Petunia Pickle Bottom, Precious Moments, Rebecca Hook, RockLove, Royal Selangor, S.T. Dupont, Sentiments, Sideshow Collectibles, select Star Wars: Galaxy’s Edge merchandise, Star Wars: The Black Series, Starbucks, Steiff, Terez, Thomas Kinkade, Tommy Bahama, Vera Bradley, Vinylmation. Additional exclusions may apply. Visit shopDisney.com/DRVCPerkDetails for the most current list of exclusions and any updates to these offer terms. Offer cannot be combined with any other offer or discount except available shipping offers. Offer will only be applied if a valid promotion code is entered at checkout. No adjustments to prior purchases. Valid packing slip or receipt required for returns or exchanges, which will be subject to discount taken at the time of purchase. Offer subject to restrictions and to change without notice. Promotion may not be redeemed for cash, sold, or altered. Internet distribution is strictly prohibited. Use of offer or Promotion Code DRVCMEMBER constitutes acceptance of these offer terms. Void where prohibited. Chase is not responsible or liable for fulfillment of this offer.

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  7. Cardmember Photo Opportunities
    The Disneyland® Resort Cardmember Photo Opportunities are offered daily during set hours–the Disney Cardmember Photo Opportunity is at Disney California Adventure® Park and the Star Wars Cardmember Photo Opportunity is at Disneyland® Park. The Walt Disney World® Resort Cardmember Photo Opportunities are offered daily during set hours–the Disney Cardmember Photo Opportunity is at Epcot® and the Star Wars Cardmember Photo Opportunity is at Disney’s Hollywood Studios®. Separate Theme Park admission and Theme Park reservation required for each Cardmember Photo Opportunity. Must present a valid Disney Visa Card for entry for up to 6 people per cardmember account (each cardmember account may be used for entry only one time per day). Operating times, days of the week, locations and appearance of Characters (digitally or physically, as applicable) may vary and are subject to restrictions and change or cancellation without notice. Offer includes complimentary downloads of your Disney PhotoPass® photos taken at the Disney Visa Cardmember Photo Opportunity location that are associated to your Disney account. To access complimentary downloads of your Disney PhotoPass® photos taken at the Disney Visa Cardmember Photo Opportunity location at the Disneyland® Resort, go to the Disneyland app or Disneyland.com/PhotoPass or at the location at Walt Disney World® Resort, go to the My Disney Experience app or DisneyWorld.com/PhotoPass, and then log-in using your existing account or create an account. MagicBands or other media scanned by the photographer at the time of capture must be linked to your My Disney Experience Profile at Walt Disney World® Resort or linked to your Disneyland® Resort account, or you may claim Disney PhotoPass® cards provided to you by the photographer by entering the Disney PhotoPass® ID number found on the back of your Disney PhotoPass® card. One photo session per valid cardmember account per day. Offer not valid for photos taken at other Disney PhotoPass® locations or attractions photos. Disney PhotoPass® service is subject to the Disney PhotoPass® Terms & Conditions and expiration policy at Disneyland.disney.go.com/PhotoPass-terms-conditions or DisneyWorld.disney.go.com/PhotoPass-terms-conditions, as applicable. Not responsible for missing, lost or damaged photos. Not valid in combination with other offers, discounts or promotions. Offer is for personal use only and may not be transferred or resold. Please visit DisneyRewards.com/ParkPerks for additional information.

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  8. New Applicants: Earn Disney Rewards Dollars with the Disney Visa Card
    The terms and conditions that apply to Disney Rewards Dollars are available at DisneyRewards.com/Terms and will be provided to you with your Disney Visa Card once you become a cardmember.

    Subject to credit approval. You will earn one percent (1%) in Disney Rewards Dollars for every dollar in Qualifying Purchases. (“Qualifying Purchases” means the amount of your retail purchases of goods and services minus returns or refunds that qualify for Disney Rewards Dollars in a billing cycle and do not include balance transfers, cash advances and other cash-like transactions, travelers checks, foreign currency, money orders, wire transfers, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your Card Account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.)

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  9. New Applicants: Earn Disney Rewards Dollars with the Disney Premier Visa Card
    The terms and conditions that apply to Disney Rewards Dollars are available at DisneyRewards.com/Terms and will be provided to you with your Disney Premier Visa Card once you become a cardmember.

     

    Subject to credit approval: You will earn one percent (1%) in Disney Rewards Dollars for every dollar of Qualifying Purchases (as defined below) made. You will earn an additional one percent (1%) in Disney Rewards Dollars for every dollar of Qualifying Purchases made at (i) Disney branded point of sale locations (owned and operated by Disney Rewards, LLC or its affiliates) as well as a select number of other locations owned and operated by third parties where Disney Rewards Dollars may be redeemed and (ii) at any of the types of merchants in the following rewards categories: gas stations, grocery stores and restaurants (for a total of 2% on these Qualifying Purchases). You will earn an additional four percent (4%) in Disney Rewards Dollars for every dollar of Qualifying Purchases made directly at DisneyPlus.com, Hulu.com, or ESPNPlus.com for (a) a Disney+, Hulu or ESPN+ monthly or annual subscription, or (b) The Disney Bundle subscription, or (c) additional Disney+, Hulu, or ESPN+ purchases, including Premier Access on Disney+, add-ons on Hulu, and pay-per-view events on ESPN+ (for a total of 5% on these Qualifying Purchases). Your purchase of any of these subscriptions or additional Disney+, Hulu or ESPN+ purchases will not earn an additional 4% in Disney Rewards Dollars if your purchase is made through a third-party device or digital platform (unless such device or platform redirects to DisneyPlus.com, Hulu.com or ESPNPlus.com for purchase) or as a bundle with cable services or as another bundle. Disney+, Hulu, and ESPN+ gift card and subscription card purchases that are purchased directly from DisneyPlus.com, Hulu.com or ESPNPlus.com will earn an additional 4% in Disney Rewards Dollars, but such gift card and subscription card purchases that are purchased from a point of sale location other than DisneyPlus.com, Hulu.com or ESPNPlus.com will not earn an additional 4% in Disney Rewards Dollars. Merchants who accept Visa credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa procedures based on the primary types of products and services the merchant sells. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Please note: Chase makes every effort to include all relevant merchant codes in its listed rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant and the purchases of Disney goods or services at locations that are not solely owned and operated by Disney will not qualify for the additional one percent (1%) or four percent (4%) in Disney Rewards Dollars, as applicable. Purchases submitted by you, your authorized users, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information, see the FAQs at DisneyRewards.com/PremierEarnFAQ. (“Qualifying Purchases” means the amount of your retail purchases of goods and services minus returns or refunds that qualify for Disney Rewards Dollars in a billing cycle and do not include balance transfers, cash advances and other cash-like transactions, travelers checks, foreign currency, money orders, wire transfers, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your Card Account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.)

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  10. Airline Statement Credit with the Disney Premier Visa Card

    Disney Rewards Dollars may be redeemed for a statement credit towards airline ticket purchases made with your Disney Premier Visa Credit Card within 60 days before the redemption request date, where permitted by law. Disney Rewards Dollars cannot be redeemed for an airline statement credit using a Disney Rewards Redemption Card. Redemptions start at 50 Disney Rewards Dollars for a $50 airline statement credit toward tickets on any airline to any destination. Each additional Disney Rewards Dollar is redeemable for a $1 statement credit. Subsequent purchases after redemption must meet the $50 minimum to qualify for a subsequent airline statement credit redemption. Airline statement credits will post to the card account within 5-7 business days of a request to redeem and will appear on the monthly Chase credit card billing statement within 1-2 billing cycles. Until the credit posts, we recommend you pay the full amount of the airline ticket charge on your credit card bill to avoid finance charges. Disney and Chase reserve the right to determine which Disney Premier Visa Card purchases qualify for an airline statement credit.

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  11. $300 Statement Credit with the Disney Premier Visa Card
    This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Offers may vary and may not be available through all application methods when applying for the Disney Visa Credit Cards. In some instances, an application may require additional time to process. To qualify and receive your $300 statement credit, you must make Purchases totaling $1000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. After qualifying, please allow up to 8 weeks for your credit to appear in your statement.

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