Card Tips & Fun

Why the Disney® Visa® Credit Card is a Holiday Must-Have

Mickey Mouse in front of a Christmas tree

If you spend the entire year counting down to the holidays, then this is the guide for you. We’ve got tips on how to make the most of your Disney Visa Card perks and rewards to make the merriest season even merrier, whether you’re loading up on presents or planning a festive year-end getaway.

Save while shopping for Disney gifts

Show the Disney fans in your life how much you care when you stock up on the perfect presents for every person on your list. Whether you want to gift Disney apparel or Character-inspired toys, you can save 10% on select purchases at DisneyStore.com with the Disney Visa Card.1 And if your celebrations include a visit to Disney parks, remember that you can save 10% on select merchandise purchases at select shops around Walt Disney World® Resort and the Disneyland® Resort for those extra treats that are sure to bring your family even more holiday cheer.23

Redeem Disney Rewards Dollars toward stocking stuffers

You can redeem your Disney Rewards Dollars toward all kinds of goodies and stocking-sized delights at DisneyStore.com.4 Keep in mind, you can combine Disney Rewards Dollars redemption with the shopping savings mentioned above!

Kids with stockings

Use special vacation financing for a holiday getaway

A visit to a Disney Resort is a gift in itself, and you can help make it possible by using your Disney Visa Card to take advantage of special vacation financing on select Disney vacation packages.5 Find inspiration for your family’s getaway to Walt Disney World® Resort or the Disneyland® Resort by checking out our Ultimate Guide to the Holidays at Disney Parks. Or celebrate beyond the parks by setting sail on a Very Merrytime Cruise, getting into the spirit of aloha at AULANI, Disney Vacation Club® Villas, Ko Olina, Hawaiʻi or exploring a real-life winter wonderland with Adventures by Disney®.

Redeem toward park tickets and special events

There’s nothing like experiencing the most magical time of the year at Disney parks. Plan ahead to reserve your spot for the Disneyland® Resort holiday celebrations (returning November 15, 2024) or separately ticketed events with limited availability like Mickey’s Very Merry Christmas Party at Walt Disney World® Resort (from November 8 through December 20, 2024).4

Mickey's Very Merry Christmas

Savor holiday treats using Disney Rewards Dollars

Bask in the simple pleasure of specialty hot drinks, holiday cookies and other limited-time, seasonal snacks while you and your loved ones enjoy the merry magic around the parks. They’re sure to taste extra sweet when you redeem your Disney Rewards Dollars toward them!4

Book an unforgettable holiday meal and save

Excite your appetite by browsing our Disney Rewards Dining Perks Guide, and remember to take advantage of Cardmember savings of 10% on most meals, most days at select restaurants.29 Choose your preferred way to indulge in a holiday feast, from the traditional roasted turkey at Walt Disney World® Resort’s Liberty Tree Tavern to the comforting roasted vegetable lasagna at Wine Country Trattoria at the Disneyland® Resort.

Wine Country Trattoria

Use your Disney Visa Card perks for holiday magic outside the parks

If your holiday plans include Orlando, make sure to take in the warmth and sparkle of the Disney Springs® Christmas Tree Stroll presented by AdventHealth, which features dazzling displays on several decked-out trees. All of Disney Springs® is full of cheer, and Cardmembers can save at participating locations, whether shopping for lavish gifts at Luxury of Time by Diamonds International or dining on seasonal sips and bites at eateries like Ghirardelli® Soda Fountain & Chocolate Shop or Paddlefish.10

And if you’re headed to Anaheim, stop by Downtown Disney® District to revel in festive fun—including decor, carolers and limited-time holiday treats. Check out participating locations where you can save, including eateries like La Brea Bakery Café, shops like Curl Surf and more.11

Mom and Son

Enjoy the Disney Bundle for holiday movie marathons

Staying ho-ho-home for the holidays? Sounds like the perfect time to make memories over a wintry movie marathon on Disney+, with holiday flicks ranging from Tim Burton’s The Nightmare Before Christmas to Home Alone. Premier Cardmembers, remember that you can earn 5% in Disney Rewards Dollars on purchases made directly at DisneyPlus.com, Hulu.com and ESPNPlus.com.10 And when you use the Disney® Premier Visa® Credit Card to subscribe to the Disney Bundle or make other qualifying purchases or add-ons at the websites listed above, you can earn back up to $16.99 per month in statement credits for three consecutive months.13


We’re wishing you and your family all the comfort and joy of the season, whether you celebrate with the spirit of Disney at home or on a jolly getaway! Happy holidays!


1Merchandise Savings at Disney Store

10% Off Purchases for Disney Visa Cardmembers Promotion Restrictions: Valid on select, in-stock merchandise purchased at Disney Store and Disney Outlet Store locations in the U.S., and at DisneyStore.com (online or via phone orders). Not valid on purchases made at Disney Parks and Resorts locations or on Disney Store merchandise purchased from other retailers or using third party websites. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as the form(s) of payment at the time of purchase for full amount of purchase and mention this offer in-store or enter the promo code DRVCMEMBER online, prior to checkout, into the "Add Promotion Code" area and click the "Apply" button. Offer excludes sales tax, shipping & handling charges, gift wrap & gift box charges, personalization charges, Disney Theme Park Tickets, Disney Gift Cards, Disney+ Gift Cards, art & collectibles, books, electronic toys, limited edition & special edition merchandise, items related to a charitable promotion, items from the following brands and collections: Barefoot Dreams, BaubleBar, Bluey, Columbia, CRISLU, D23 Merchandise, Define Me, Disney's Fairy Tale Weddings Rings, Doorables, Harveys, Hasbro Marvel Legends & Star Wars: The Black Series, Hasbro Youth Toys, Havaianas, Hot Toys, Janie & Jack, LEGO, Lilly Pulitzer, Lionel, Lorcana, Mattel, Milk Snob, Monica + Andy, PANDORA, Pandora® Jewelry, Petunia Pickle Bottom, Pleasing, Project Orange, Robosen, Royal Selangor, RSVLTS, Sigma Beauty, Star Wars: Galaxy’s Edge Legacy Lightsaber Hilts, select Star Wars: Galaxy's Edge merchandise, Steiff, Tiana’s Bayou Adventure, and Vera Bradley. Additional exclusions may apply. Visit DisneyStore.com/DRVCPerkDetails for the most current list of exclusions and any updates to these offer terms. Offer cannot be combined with any other offer or discount, except available shipping offers. No adjustments to prior purchases. Valid packing slip or receipt required for returns or exchanges, which will be subject to discount taken at the time of purchase. Offer subject to restrictions and to change without notice. Promotion may not be redeemed for cash, sold, or altered. Internet distribution is strictly prohibited. Use of offer or Promotion Code DRVCMEMBER constitutes acceptance of these offer terms. Void where prohibited. Chase is not responsible or liable for fulfillment of this offer.

2Disney Theme Park & Resort Perks

Offers and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase to receive special offers. Merchandise discount may not be available for certain items and at certain locations including Disneyland® Resort and Walt Disney World® Resort Operating Participant locations and any other locations or kiosks that are not owned or operated by the owners of the Disneyland® Resort or Walt Disney World® Resort. To receive a merchandise discount, you must mention the specific offer. For entry into the Disney, Heroic Encounter or Star Wars Cardmember Photo Opportunities, you must present your valid Disney Visa Card. Not valid in combination with other offers, discounts, promotions or with any previous purchase. Minimum purchase and/or separate Theme Park admission and Theme Park reservation may be required. Offers are for personal use only and may not be transferred or resold. Chase is not responsible or liable for fulfillment of these Disney Theme Park and Resort perks.

3Merchandise Savings at Disney Theme Parks & Resorts

Offer and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase and mention this offer. Discount is not valid on previous purchases or on purchases of the following: ticket media, Disney Gift Cards, Theme Park admission, arcades, tobacco, alcohol, outdoor vending (e.g., in-Park balloon vendors, glow vendors), Add-a-Dollar (Disney Conservation Fund), postage stamps, rentals (e.g., strollers, ECVs), personalization, Lightning Lane Single Pass, Lightning Lane Multi Pass, Disney PhotoPass® purchases (e.g., purchases through any application, website or onsite sales location), Disney PhotoPass+, Disney PhotoPass+ One Day and Disney PhotoPass+ One Week, Memory Maker and Memory Maker One Day, Capture Your Moment and other photo sessions requiring reservations, select print packages, original or consignment art, select limited editions, select collectibles, select specialized toys, select specialty items (including, without limitation, one-of-a-kind art, Disney-branded original art, celebrity memorabilia, framed Disney Dollars, Artist Sketch Program, framed Disney Gift Cards, framed ticket media, Walt Disney Classics Collection, handmade products (physically touched by an artist/vendor) and artist-signed Vinylmation), purchase-with-purchase offers, select reusable shopping bags, newspapers/periodicals, books, sundries, pantry/prepared foods, kitchen products, digital/video/disposable cameras, consumer electronics (including, without limitation, DVDs, CDs, and software media), Guerlain treatments and cosmetics, Lladró®, Swarovski® Crystal, Tiffany & Co.® Jewelry, Bvlgari®, handmade items, special orders, live auction artwork, select product launches, select premium branded items, Bibbidi Bobbidi Boutique (at Walt Disney World® Resort and onboard Disney Cruise Line), Savi’s Workshop – Handbuilt Lightsabers, and Droid Depot packages, phone, internet, email or mail order purchases, shipping or taxes. Discount is not available at the following locations at the Disneyland® Resort: Games of Pixar Pier, Silhouette Studio, Portrait Artists, face painting locations, letter brush art locations, any other locations that are not owned or operated by the owners of the Disneyland® Resort except for Arribas Brothers Crystal Shops (Crystal Arts and Cristal d’Orleans), or at any Downtown Disney® District location other than Curl Surf, World of Disney® Store, Disney Home, WonderGround Gallery, Marceline’s Confectionery, Disney’s Pin Traders, The Disney Dress Shop, Avengers Reserve, Disney Storyland Boutique, Disney Wonderful World of Sweets and Star Wars™ Trading Post. Discount is not available at the following locations at Walt Disney World® Resort: games, Cast Connection, Disney’s Character Premiere, Disney’s Character Warehouse or Walt Disney World® Resort Operating Participant locations and any other locations or kiosks that are not owned or operated by the owners of the Walt Disney World® Resort, except for ALOHA Collection, Arribas Brothers locations (Crystal Arts by Arribas Brothers, Crystal Arts stores and kiosks), Balocoloc Venetian Masks at La Gemma Elegante, Basin®, Basin White®, The Boathouse, Chapel Hats, Columbia Sportswear Company, Crown & Crest, Good Fortune Gifts and House of Good Fortune, Frontera Cucina, Joffrey’s coffee/tea kiosks and Tea Traders Café by Joffrey’s, Just Fun Socks, Levi’s®, Luxury of Time, M&M Store, Sanuk, Shop for Ireland at Raglan Road™, Sperry, Stance, and Sugarboo & Co. Not valid in combination with other offers, discounts or promotions. Separate Theme Park admission and Theme Park reservation may be required. Discount is for personal use only and may not be transferred or used to purchase merchandise with the intent to resell the merchandise.

4Disney Rewards Dollars

Disney Rewards Dollars are subject to the Disney Rewards Dollars Terms and Conditions for Disney Visa Credit Cards available at DisneyRewards.com/Terms.

5Special Vacation Financing

Get special vacation financing on select Disney Resort packages, all Adventures by Disney® packages, National Geographic Expeditions, all AULANI, A Disney Resort & Spa, Ko Olina, Hawai‘i vacation packages, and all Disney Cruise Line packages (collectively, Disney Vacation Packages). Disney Vacation Packages must be booked by you through the Walt Disney Travel Company, Disney Cruise Line or Adventures by Disney Travel Services, Inc., online at Disney sites or through other eligible travel agents or sites, and charged to your Disney Visa Credit Card prior to commencement of your vacation. Other restrictions and exclusions apply. New Applicants: Please refer to the applicable Pricing & Terms for pricing details: Disney Inspire Visa Card pricing; Disney Premier Visa Card pricing; Disney Visa Card pricing. If you received an offer in the mail, please refer to the Pricing & Terms included with that offer. You will receive complete terms and conditions for this offer once you become a cardmember. Existing Cardmembers: For complete details please refer to your Cardmember Agreement.

6Dining Savings at Disney Parks & Resorts

Offer and offer elements including, but not limited to, participating locations and eligible food and beverages, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Offer excludes alcoholic beverages, select new food and beverage offerings, merchandise, tobacco, room service, holiday buffets, tax and gratuity. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card at time of purchase for full amount of purchase. Discount valid at the following Walt Disney World® Resort restaurant locations: Disney’s Animal Kingdom Lodge & Villas: Boma – Flavors of Africa, Jiko – The Cooking Place (see restrictions), and Sanaa; Disney’s Beach Club Resort: Beaches and Cream and Cape May Cafe; Disney’s BoardWalk Inn & Villas: Flying Fish (see restrictions); Disney’s Caribbean Beach Resort: Sebastian’s Bistro; Disney’s Contemporary Resort: Steakhouse 71; Disney’s Coronado Springs Resort: Three Bridges Bar & Grill and Toledo – Tapas, Steak & Seafood; Disney’s Grand Floridian Resort & Spa: Citricos (see restrictions), Grand Floridian Cafe, and Narcoossee’s (see restrictions); Disney’s Old Key West Resort: Olivia’s Cafe; Disney’s Polynesian Village Resort: Kona Cafe; Disney’s Port Orleans Resort: Boatwrights Dining Hall; Disney’s Saratoga Springs Resort & Spa: The Turf Club Bar and Grill; Disney’s Wilderness Lodge: Whispering Canyon Cafe; Disney’s Yacht Club Resort: Ale & Compass Restaurant and Yachtsman Steakhouse; Disney’s Animal Kingdom® Theme Park: Tiffins; Disney’s Hollywood Studios®: Roundup Rodeo BBQ, Sci-Fi Dine-In Theater Restaurant, and The Hollywood Brown Derby (see restrictions); EPCOT®: Biergarten Restaurant (see restrictions), Coral Reef Restaurant, Le Cellier Steakhouse, Rose & Crown Dining Room, and Spice Road Table; Magic Kingdom® Park: Crystal Palace, Diamond Horseshoe, Jungle Navigation Co. Ltd. Skipper Canteen, Liberty Tree Tavern, The Plaza Restaurant, and Tony's Town Square Restaurant. For locations where it is noted to see restrictions, the discount does not apply to the following dates: 11/27/2025, 12/25/2025, 12/28/2025, 12/29/2025, 12/30/2025, 12/31/2025, 1/1/2026, 1/2/2026, 2/13/2026, 2/14/2026, 2/15/2026, 4/3/2026, 4/4/2026 and 4/5/2026. Discount valid at the following Disneyland® Resort restaurant locations, subject to location availability: Disneyland® Park: Cafe Orleans, Carnation Café, The Golden Horseshoe, Harbour Galley, Plaza Inn, River Belle Terrace, Royal Street Veranda, and Troubadour Tavern; Disney California Adventure® Park: Carthay Circle Lounge – Alfresco Dining, Cocina Cucamonga Mexican Grill, Lucky Fortune Cookery, Paradise Garden Grill, Sonoma Terrace, Studio Catering Co., and Wine Country Trattoria; Disney's Grand Californian Hotel® & Spa: GCH Craftsman Bar and Storytellers Café; Disneyland® Hotel: Goofy’s Kitchen and Palm Breeze Bar. Discount valid at the following Disney’s Vero Beach Resort restaurant location: Wind & Waves Grill. Subject to restaurant availability, operating hours and closures. Reservations may be required. Not valid in combination with other offers, discounts or promotions. Separate Theme Park admission and Theme Park reservation may be required. Discount is for personal use only and may not be transferred or resold.

7Earn Disney Rewards Dollars with the Disney Premier Visa Card

Disney Rewards Dollars are subject to the Disney Rewards Dollars Terms and Conditions for Disney Visa Credit Cards available at DisneyRewards.com/Terms.You will earn one percent (1%) in Disney Rewards Dollars for every dollar of Qualifying Purchases (as defined below) made. You will earn an additional one percent (1%) in Disney Rewards Dollars for every dollar of Qualifying Purchases made at (i) Disney branded point of sale locations (owned and operated by Disney Rewards, LLC or its affiliates) as well as a select number of other locations owned and operated by third parties where Disney Rewards Dollars may be redeemed and (ii) at any of the types of merchants in the following rewards categories: gas stations, grocery stores and restaurants (for a total of 2% on these Qualifying Purchases). You will earn an additional four percent (4%) in Disney Rewards Dollars for every dollar of Qualifying Purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com for (a) a Disney+, Hulu or ESPN+ monthly or annual subscription, or (b) The Disney Bundle subscription, or (c) additional Disney+, Hulu or ESPN+ purchases, including Premier Access on Disney+, add-ons on Hulu and pay-per-view events on ESPN+ (for a total of 5% on these Qualifying Purchases). Your purchase of any of these subscriptions or additional Disney+, Hulu or ESPN+ purchases will not earn an additional 4% in Disney Rewards Dollars if your purchase is made through a third-party device or digital platform (unless such device or platform redirects to DisneyPlus.com, or ESPNPlus.com for purchase) or as a bundle with cable services or as another bundle. Disney+, Hulu and ESPN+ gift card and subscription card purchases that are purchased directly from DisneyPlus.com, Hulu.com or ESPNPlus.com will earn an additional 4% in Disney Rewards Dollars, but such gift card and subscription card purchases that are purchased from a point of sale location other than DisneyPlus.com, Hulu.com or ESPNPlus.com will not earn an additional 4% in Disney Rewards Dollars. Merchants who accept Visa credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa procedures based on the primary types of products and services the merchant sells. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Please note: Chase makes every effort to include all relevant merchant codes in its listed rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant and the purchases of Disney goods or services at locations that are not solely owned and operated by Disney will not qualify for the additional one percent (1%) or four percent (4%) in Disney Rewards Dollars, as applicable. Purchases submitted by you, your authorized users, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information, see the FAQs at DisneyRewards.com/PremierEarnFAQ. ("Qualifying Purchases" means the amount of your retail purchases of goods and services minus returns or refunds that qualify for Disney Rewards Dollars in a billing cycle and do not include balance transfers, cash advances and other cash-like transactions, travelers checks, foreign currency, money orders, wire transfers, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your Card Account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.)

8Operating Participant Savings

Offers and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice and are not guaranteed. Must use your valid Disney Visa Card as form of payment at the time of purchase for full amount of purchase and mention the applicable offer. Respective offer is provided and fulfilled solely by the applicable Disneyland® Resort Operating Participant location. Disney and Chase are not responsible or liable for fulfillment of such offers, products or services. Not valid on taxes or gratuity. Not valid in combination with other offers, discounts, promotions or with any previous purchase. Discount valid on select items. See location for full details. Separate Theme Park admission and Theme Park reservation may be required.

  • Arribas Brothers (various): Includes stores at Disneyland® Park (Crystal Arts on Main Street, U.S.A. and Cristal d'Orleans in New Orleans Square). Subject to certain restrictions, exclusions and/or limitations including, but not limited to shipping charges.
  • Curl Surf: 10% discount on full price items; excludes existing sales, promotions and watches.
  • JOFFREYS.COM: Online discount applies to U.S. orders only, limit one coupon code per order, not applicable to subscription services, items on sale, and not combinable with any other offer or discount.
9Statement Credit for a Bundle for Disney Premier Visa Card

Statement Credit for a Bundle for Disney Premier Visa CardEarn $16.99 per month for up to 3 consecutive months (up to $50.97 total) in statement credits on qualifying subscription payments of $16.99 or more per month when you make a qualifying purchase with your Disney Premier Visa Card at DisneyPlus.com, Hulu.com or ESPNPlus.com (each, a "Service" and collectively, "Services") by September 30, 2025. Qualifying purchases include (i) bundle subscriptions, and (ii) any other Services subscriptions or Services add-ons totaling payments of $16.99 or more (collectively, "Qualifying Purchases"). To receive the statement credits, you must use your Disney Premier Visa Card as the payment method on file for your Qualifying Purchases. Your bundle subscription will be subject to the terms and conditions of the Disney+, ESPN+, and Hulu Subscriber Agreement (disneyplus.com/legal/subscriber-agreement). To receive the statement credits, the payments must be made directly on DisneyPlus.com, Hulu.com or ESPNPlus.com. Purchases will not qualify for the statement credit if made through a third-party device or digital platform (unless such device or platform redirects to DisneyPlus.com, Hulu.com or ESPNPlus.com), or as a bundle with cable services or as another bundle. If you purchase a monthly or annual subscription, unless you timely cancel, your subscription will automatically renew for another monthly or annual subscription period pursuant to the terms and conditions of the Disney+, ESPN+, and Hulu Subscriber Agreement (disneyplus.com/legal/subscriber-agreement). Statement credit(s) appear on your monthly credit card billing statement within 6-8 weeks. Not redeemable for cash or other goods or services. Offer is non-transferable and is subject to change.

10$300 Disney Gift Card eGift with the Disney Inspire Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Upon approval of your Disney Inspire Visa Card application, you will be sent your Disney Gift Card eGift via email within hours to any valid email address. The Disney Gift Card eGift can be used at select participating locations at Walt Disney World® Resort, Disneyland® Resort, Disney Cruise Line, Disney Store locations in the U.S., DisneyStore.com, and Adventures by Disney®. Disney Gift Card eGifts are redeemable for goods and services at participating Disney locations. Disney Gift Card eGifts are not refundable or redeemable for cash unless required by law. Disney Gift Card eGifts are not for resale. Disney Gift Card eGifts are issued by, and represents a legal obligation solely of, Disney Gift Card Services, Inc. Lost, damaged or stolen Disney Gift Card eGifts may be replaced only if original email and complete card number are provided. For Disney Gift Card eGift balance inquiries, call 1-877-650-4327 or visit DisneyGiftCard.com. For complete terms and conditions (including arbitration agreement), visit DisneyGiftCard.com. The value of this offer or program may result in miscellaneous income received from Chase and we may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) for the year in which you participate and are awarded the benefits of the offer/program. You are responsible for any tax liability related to participating in the offer/program. Please consult your own tax advisor if you have any questions about how this could affect your taxes. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. All trademarks are property of their respective owners. If your account is not open for at least 6 months, Chase and Disney reserve the right to cancel the Disney Gift Card eGift.

11$300 Statement Credit with the Disney Inspire Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Offers may vary and may not be available through all application methods when applying for the Disney Visa Credit Cards. In some instances, an application may require additional time to process. To qualify and receive your $300 statement credit, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. After qualifying, please allow up to 8 weeks for your credit to appear in your statement.

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