Card Tips & Fun

How to Book a Disney Vacation Package with Special Vacation Financing

Whether you’re taking in the majesty of Sleeping Beauty Castle at the Disneyland® Resort or lounging beachside in the paradise that is Aulani, A Disney Resort & Spa in Ko Olina, Hawai‘i, you can help make unforgettable Disney getaways possible with special vacation financing on select Disney vacation packages.1 We’ve put together this guide to help Disney® Visa® Credit Cardmembers make dream vacations come true with this incredible perk.

How to use special vacation financing

As a Cardmember, activating this perk is easy. When you use your Disney Visa Card to purchase a qualifying vacation package, special Disney vacation financing automatically kicks in.1 You’ve got options to book, whether it’s through the Walt Disney Travel Company, online at Disney sites through Adventures by Disney Travel Services, Inc, or through eligible travel agents. Accommodations and eligible theme park tickets must be booked during one interaction, and all package components must be charged to your Disney Visa Card before check-in.

Guests in front of castle with Mickey Mouse and Minnie Mouse

What Disney vacation packages qualify

The options are plentiful when it comes to financing your Disney vacation. You can set sail for the high seas on Disney Cruise Line, explore the enchantment of Walt Disney World® Resort or the Disneyland® Resort, or seek adventure at a variety of other Disney destinations—some of which we’ve listed below.

The Disneyland® Resort Vacation Package for Cardmembers

Sprinkle a bit of pixie dust on your next visit to the Disneyland® Resort! The Cardmember vacation package comes with a stay of one night or more at a Disneyland® Resort Hotel (like the majestic Disney’s Grand Californian Hotel® & Spa) or a nearby Good Neighbor Hotel, plus Theme Park eTickets ranging from two to five days for each person on your reservation.3 Cardmembers get exciting extras that include a Disney Rewards insulated cooler bag (while supplies last), a collectible pin and lanyard for each Guest on your reservation over age 3. Cardmembers can also get Magical Extras Savings on entertainment, food and shopping in Downtown Disney® District. Plus, Cardmembers can enjoy photo opportunities and special savings at select dining and merchandise locations throughout the Resort when using the Disney Visa Card.456

Family with luggage

Walt Disney World® Resort vacation packages

There’s more magic to explore when you take advantage of Walt Disney World® Resort financing.1 Walt Disney World® Resort packages are defined as reservations that include a minimum one-night accommodation at a Disney Resort hotel (such as the refined Disney’s Riviera Resort or the nostalgic Disney’s Pop Century Resort), plus a Theme Park ticket which can provide admission to Walt Disney World® Theme Parks, Water Parks and more. There’s truly something for every member of the family! During your getaway, you can meet some favorite Disney Characters, ride iconic attractions like Big Thunder Mountain Railroad and Millennium Falcon: Smugglers Run, and even go in-depth with guided tours. Keep in mind, Cardmembers save 15% on the non-discounted price of select guided tours, like Disney’s Keys to the Kingdom Tour.89

Mickey Mouse and Minnie Mouse painting

Disney Cruise Line vacation packages

If you’re wondering whether you can finance a Disney vacation at sea, the answer is aye, aye, matey! All Disney Cruise Line vacation packages qualify for special vacation financing.1 This perk gives you a little extra help making your aquatic fantasies become reality, with options to add more enchantment with a pre-cruise or post-cruise hotel stay for extra time to explore near your port of arrival or departure. And if romance is your aim, you can raise the bar by celebrating your wedding, honeymoon or vow renewal on your cruise—all with the help of special vacation financing.

Guests with Mickey Mouse and Minnie Mouse on Disney Cruise Line

Aulani Resort vacation packages

Nestled on the beautiful shores of Ko Olina on O’ahu is Aulani Resort, a Disney destination where all vacation packages qualify for special vacation financing.1 Vacation package components include booking a room reservation (one night minimum), plus one or more of the following components: Transportation (car rental or other ground transportation) or travel insurance. Special vacation financing is not applicable on room-only bookings. During your stay, you’ll be inspired by the natural wonders of Hawai‘i, whether relaxing on the beach or experience Oʻahu with interactive zip line tours, kayak tours, dolphin encounters or even an off-road adventure in an all-terrain vehicle. Excursions, dining and spa treatments do not qualify. Your party can choose from standard rooms, suites or villas that feature the amenities of home. And plenty of exciting activities and entertainment are included with your stay, such as complimentary Character experiences, pool parties, movie nights and more.

Father and kids swimming

Adventures by Disney®

For globetrotters, Adventures by Disney® offers a range of journeys all around the planet. And Cardmembers will be happy to know, all Adventures by Disney® vacations qualify for special vacation financing.1 Imagine yourself on a safari with regal lions in South Africa, a river cruise through Europe with stops that feel straight out of an enchanted storybook, or a trek along the historic Great Wall and Forbidden City in China. It’s all possible, thanks to the help of Disney’s expert Adventure Guides.

National Geographic Cruise

National Geographic Expeditions

National Geographic Expeditions offers trips by Land, River, Sea or Air that give you unparalleled access to the world through the eyes of knowledgeable Experts. Almost any package to far-flung destinations all around the globe will now qualify for special vacation financing, an exciting offering for Cardmembers.1Whether you want to explore the ancient history of Egypt, traverse Switzerland by rail, learn about wildlife in the Galápagos Archipelago or cruise to Antarctica, you’ll be surrounded by natural wonders and in the hands of an expert team.

How to finance a Disney Vacation Club® Membership

If fairytale Disney getaways year after year would make your dreams come true, become a Disney Vacation Club® member. Joining allows your family to stay at Disney destinations for decades to come and save by locking in tomorrow’s vacations at today’s purchase price. Flexible options allow you to choose when, where and how often you get away, with properties by the parks like Island Tower at Disney’s Polynesian Villas & Bungalows in Walt Disney World® Resort, plus many more.

Family

As a Cardmember, you can receive special vacation financing on the amount of the purchase of a real estate interest, including a Member Add On, in a Disney Vacation Club® Resort that is charged to your Disney Visa Card. (Offer is not valid for Disney Vacation Club® annual dues or loan payments. Developer financing is separate from the credit card offer and is not guaranteed.)14  It’s an incredible option for accessing unforgettable Disney destinations and an array of benefits, from savings on special events and festivals to member lounge access and more.


With so many options to use special vacation financing to help plan your next Disney getaway, it’s never too early to start dreaming. Find inspiration on the Disney Rewards Blog so you can dive right in to your next adventure!


1Special Vacation Financing

Get special vacation financing on select Disney Resort packages, all Adventures by Disney® packages, National Geographic Expeditions, all AULANI, A Disney Resort & Spa, Ko Olina, Hawai‘i vacation packages, and all Disney Cruise Line packages (collectively, Disney Vacation Packages). Disney Vacation Packages must be booked by you through the Walt Disney Travel Company, Disney Cruise Line or Adventures by Disney Travel Services, Inc., online at Disney sites or through other eligible travel agents or sites, and charged to your Disney Visa Credit Card prior to commencement of your vacation. Other restrictions and exclusions apply. New Applicants: Please refer to the applicable Pricing & Terms for pricing details: Disney Inspire Visa Card pricing; Disney Premier Visa Card pricing; Disney Visa Card pricing. If you received an offer in the mail, please refer to the Pricing & Terms included with that offer. You will receive complete terms and conditions for this offer once you become a cardmember. Existing Cardmembers: For complete details please refer to your Cardmember Agreement.

22026 Disneyland® Resort Vacation Package

Must use a valid Disney Visa Card and/or Disney Rewards Redemption Card for package purchase. Must purchase a vacation package with a stay at a Disneyland® Resort hotel or a nearby Good Neighbor Hotel with a Disneyland® Resort Theme Park eTicket for 2-5 days (depending on package selection) for each person on the reservation through the Walt Disney Travel Company; must purchase the Disney Rewards Vacation Package by calling 1-866-844-9382. Benefits do not apply to room only reservations, and are not available through Disneyland.com. Tickets expire 13 days after first use or January 12, 2027, whichever occurs first. For promotional tickets, restrictions and different expiration dates may apply. Please call Walt Disney Travel Company for any additional promotional details when applicable. Guests will be required to have a Theme Park reservation in addition to a valid ticket to visit a Theme Park. Park reservations are limited and subject to availability, and a Hotel reservation does not guarantee Park admission. Offer subject to availability, not valid for previously booked packages, and advance reservations required. Package elements and information subject to restrictions, including Walt Disney Travel Company terms and conditions, and change without notice. Offer valid only at the Disneyland® Resort.

 

Your Disneyland® Resort Theme Park tickets, travel itinerary, and digital vouchers for Magical Extras will be included in your Travel ePackage. To access the Travel ePackage, Guest must create or sign into Guest's MyDisney account and check that Guest's reservations have been linked to the account. For all reservations paid in full, the Travel ePackage containing Disneyland® Resort admission tickets, travel itinerary and digital vouchers for Magical Extras will be delivered electronically to Guest's linked MyDisney account 3 days prior to Guest arrival. Guests will also receive an email with a link to access the Travel ePackage 3 days prior to arrival.

 

a Magical Extras Savings: To receive your Magical Extras Savings, present the voucher included in your Travel ePackage at participating locations. Valid for 2026 arrivals only. One voucher per vacation package. Voucher may only be redeemed by a Guest on the applicable vacation package reservation, and may not be transferred or redeemed for cash. Voucher is valid through Hotel checkout date or 1/15/27, whichever occurs first. Offers are made by the applicable locations, and Disney is not responsible or liable for such offers or their fulfillment. Please visit individual locations for offer details and restrictions. Excludes alcohol, gratuity, and tax. Offers are not valid on previous purchases, and may not be combined with any other discounts, offers, bundles or promotions. Discount available at time of purchase only and cannot be redeemed after visit. Offer valid in store only; not applicable for any online orders or purchases. Only valid at the locations listed within Downtown Disney® District. Voucher benefits, offer details and participating locations subject to change or cancellation without notice.

 

b Pin and Lanyard: To receive these Magical Extras, present the voucher included in your Travel ePackage at a designated location within the Disneyland® Resort. Valid for 2026 arrivals only. While supplies last. One voucher per vacation package. Voucher may only be redeemed by a Guest on the applicable vacation package reservation, and may not be transferred or redeemed for cash. Voucher is valid through Hotel checkout date or 1/15/27, whichever occurs first. Subject to restrictions, change or cancellation without notice.

 

Walt Disney Travel Company CST: 1022229-20. JPMorgan Chase Bank, N.A. Member FDIC is not responsible or liable for fulfillment of this offer.

© Disney

3Cardmember Photo Opportunities at the Disneyland® Resort

The Cardmember Photo Opportunities are offered daily during set hours–the Disney Cardmember Photo Opportunity and Heroic Encounter Photo Opportunity are at Disney California Adventure® Park and the Star Wars Cardmember Photo Opportunity is at Disneyland® Park. Separate Theme Park admission and Theme Park reservation required for each Cardmember Photo Opportunity. Must present a valid Disney Visa Card for entry for up to 6 people per cardmember account (each cardmember account may be used for entry only one time per day). Operating times, days of the week, locations and appearance of Characters (digitally or physically, as applicable) may vary and are subject to restrictions and change or cancellation without notice. Offer includes complimentary downloads of your Disney PhotoPass® photos taken at the Disney Visa Cardmember Photo Opportunity location that are associated to your Disney account. To access complimentary downloads of your Disney PhotoPass® photos taken at the Disney Visa Cardmember Photo Opportunity location, go to the Disneyland app or Disneyland.com/PhotoPass and log-in using your existing account or create an account. Any media scanned by the photographer at the time of capture must be linked to your Disney account or you may claim Disney PhotoPass® cards provided to you by the photographer by entering the Disney PhotoPass® ID number found on the back of your Disney PhotoPass® card. One photo session per valid cardmember account per day. Offer not valid for photos taken at other Disney PhotoPass® locations or attractions photos. Disney PhotoPass® service is subject to the Disney PhotoPass® Terms & Conditions and expiration policy at Disneyland.disney.go.com/PhotoPass-terms-conditions. Not responsible for missing, lost or damaged photos. Not valid in combination with other offers, discounts or promotions. Offer is for personal use only and may not be transferred or resold. Please visit DisneyRewards.com/ParkPerks for additional information.

4Dining Savings at Disney Parks & Resorts

Offer and offer elements including, but not limited to, participating locations and eligible food and beverages, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Offer excludes alcoholic beverages, select new food and beverage offerings, merchandise, tobacco, room service, holiday buffets, tax and gratuity. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card at time of purchase for full amount of purchase. Discount valid at the following Walt Disney World® Resort restaurant locations: Disney’s Animal Kingdom Lodge & Villas: Boma – Flavors of Africa, Jiko – The Cooking Place (see restrictions), and Sanaa; Disney’s Beach Club Resort: Beaches and Cream and Cape May Cafe; Disney’s BoardWalk Inn & Villas: Flying Fish (see restrictions); Disney’s Caribbean Beach Resort: Sebastian’s Bistro; Disney’s Contemporary Resort: Steakhouse 71; Disney’s Coronado Springs Resort: Three Bridges Bar & Grill and Toledo – Tapas, Steak & Seafood; Disney’s Grand Floridian Resort & Spa: Citricos (see restrictions), Grand Floridian Cafe, and Narcoossee’s (see restrictions); Disney’s Old Key West Resort: Olivia’s Cafe; Disney’s Polynesian Village Resort: Kona Cafe; Disney’s Port Orleans Resort: Boatwrights Dining Hall; Disney’s Saratoga Springs Resort & Spa: The Turf Club Bar and Grill; Disney’s Wilderness Lodge: Whispering Canyon Cafe; Disney’s Yacht Club Resort: Ale & Compass Restaurant and Yachtsman Steakhouse; Disney’s Animal Kingdom® Theme Park: Tiffins; Disney’s Hollywood Studios®: Roundup Rodeo BBQ, Sci-Fi Dine-In Theater Restaurant, and The Hollywood Brown Derby (see restrictions); EPCOT®: Biergarten Restaurant (see restrictions), Coral Reef Restaurant, Le Cellier Steakhouse, Rose & Crown Dining Room, and Spice Road Table; Magic Kingdom® Park: Crystal Palace, Diamond Horseshoe, Jungle Navigation Co. Ltd. Skipper Canteen, Liberty Tree Tavern, The Plaza Restaurant, and Tony's Town Square Restaurant. For locations where it is noted to see restrictions, the discount does not apply to the following dates: 11/27/2025, 12/25/2025, 12/28/2025, 12/29/2025, 12/30/2025, 12/31/2025, 1/1/2026, 1/2/2026, 2/13/2026, 2/14/2026, 2/15/2026, 4/3/2026, 4/4/2026 and 4/5/2026. Discount valid at the following Disneyland® Resort restaurant locations, subject to location availability: Disneyland® Park: Cafe Orleans, Carnation Café, The Golden Horseshoe, Harbour Galley, Plaza Inn, River Belle Terrace, Royal Street Veranda, and Troubadour Tavern; Disney California Adventure® Park: Carthay Circle Lounge – Alfresco Dining, Cocina Cucamonga Mexican Grill, Lucky Fortune Cookery, Paradise Garden Grill, Sonoma Terrace, Studio Catering Co., and Wine Country Trattoria; Disney's Grand Californian Hotel® & Spa: GCH Craftsman Bar and Storytellers Café; Disneyland® Hotel: Goofy’s Kitchen and Palm Breeze Bar. Discount valid at the following Disney’s Vero Beach Resort restaurant location: Wind & Waves Grill. Subject to restaurant availability, operating hours and closures. Reservations may be required. Not valid in combination with other offers, discounts or promotions. Separate Theme Park admission and Theme Park reservation may be required. Discount is for personal use only and may not be transferred or resold.

5Merchandise Savings at the Disneyland® Resort

Offer and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase and mention this offer. Discount is not valid on previous purchases or on purchases of the following: ticket media, Disney Gift Cards, Theme Park admission, arcades, tobacco, alcohol, outdoor vending (e.g., in-Park balloon vendors, glow vendors), postage stamps, rentals (e.g., strollers, ECVs), personalization, Lightning Lane Single Pass, Lightning Lane Multi Pass, Disney PhotoPass® purchases (e.g., purchases through any application, website or onsite sales location), Disney PhotoPass+, Disney PhotoPass+ One Day and Disney PhotoPass+ One Week, Signature Photo Experience or other photo sessions requiring reservations, select print packages, original or consignment art, select limited editions, select collectibles, select specialized toys, select specialty items (including, without limitation, one-of-a-kind art, Disney-branded original art, celebrity memorabilia, framed Disney Dollars, Artist Sketch Program, framed Disney Gift Cards, framed ticket media, Walt Disney Classics Collection, handmade products (physically touched by an artist/vendor) and artist-signed Vinylmation), purchase-with-purchase offers, select reusable shopping bags, newspapers/periodicals, books, sundries, pantry/prepared foods, kitchen products, digital/video/disposable cameras, consumer electronics (including, without limitation, DVDs, CDs, and software media), Guerlain treatments and cosmetics, Swarovski® Crystal, handmade items, special orders, live auction artwork, select product launches, select premium branded items, packages at Droid Depot and Savi's Workshop – Handbuilt Lightsabers, phone, internet, email or mail order purchases, shipping or taxes. Discount is not available at the following locations: Games of Pixar Pier, Silhouette Studio, Portrait Artists, face painting locations, letter brush art locations, and any other locations that are not owned or operated by the owners of the Disneyland® Resort, except for Arribas Brothers Crystal Shops (Crystal Arts and Cristal d'Orleans), or at any Downtown Disney® District location other than Curl Surf, World of Disney® Store, Disney Home, WonderGround Gallery, Marceline's Confectionery, Disney's Pin Traders, The Disney Dress Shop, Avengers Reserve, Disney Storyland Boutique, Disney Wonderful World of Sweets and Star Wars™ Trading Post. Not valid in combination with other offers, discounts or promotions. Separate Theme Park admission and Theme Park reservation may be required. Discount is for personal use only and may not be transferred or used to purchase merchandise with the intent to resell the merchandise.

6Disney Theme Park & Resort Perks

Offers and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase to receive special offers. Merchandise discount may not be available for certain items and at certain locations including Disneyland® Resort and Walt Disney World® Resort Operating Participant locations and any other locations or kiosks that are not owned or operated by the owners of the Disneyland® Resort or Walt Disney World® Resort. To receive a merchandise discount, you must mention the specific offer. For entry into the Disney, Heroic Encounter or Star Wars Cardmember Photo Opportunities, you must present your valid Disney Visa Card. Not valid in combination with other offers, discounts, promotions or with any previous purchase. Minimum purchase and/or separate Theme Park admission and Theme Park reservation may be required. Offers are for personal use only and may not be transferred or resold. Chase is not responsible or liable for fulfillment of these Disney Theme Park and Resort perks.

7Guided Tour Savings at Walt Disney World® Resort

Offers and offer elements including, but not limited to, participating guided tours and recreation experiences, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at time of purchase for full amount of purchase. Most guided tours require separate Theme Park admission and Theme Park reservation. Cardmember must participate in the guided tour or recreation experiences. Guided tours and recreation experiences can be booked for up to 10 total Guests (inclusive of the cardmember). Some guided tours and recreation experiences have age and other restrictions. Wild Africa Trek; block out dates 11/27/2025, 12/25/2025, 12/28/2025, 12/29/2025, 12/30/2025, 12/31/2025, 1/1/2026, 1/2/2026, 2/13/2026, 2/14/2026, 2/15/2026, 4/3/2026, 4/4/2026 and 4/5/2026. Not valid in combination with other offers, discounts, promotions or with any previous purchase. Guided tour and recreation experience reservations are for personal use only and may not be transferred or resold.

 

Following is a list of guided tours that are included:

Magic Kingdom®

Disney's Keys to the Kingdom Tour

EPCOT®

EPCOT® Seas Adventures – DiveQuest

Behind the Seeds

Disney's Animal Kingdom® Park

Caring for Giants

Up Close with Rhinos

Wild Africa Trek (block out dates apply)

Savor the Savanna: Evening Safari Experience

Multiple Theme Parks, Backstage Areas and Resort Hotels

Starlight Safari at Disney's Animal Kingdom Lodge

Wilderness Back Trail Adventure

 

Following is a list of recreation experiences that are included at Walt Disney World® Resort:

Carriage Rides at Disney's Port Orleans Resort and Disney's Fort Wilderness Resort & Campground

Horseback Trail Rides at Disney's Fort Wilderness Resort & Campground

 

Discounts are not available on the following tours at Walt Disney World® Resort: Premium VIP tours, programs exclusive to groups, group team building programs.

8Disney Vacation Club® Special Financing

After your promotional APR expires, your standard purchase APR will apply. Offer is not valid for Disney Vacation Club annual dues or loan payments. Developer financing is separate from the credit card offer and is not guaranteed. For complete details see your Cardmember Agreement. New Applicants: Please refer to the applicable Pricing & Terms for pricing details: Disney Inspire Visa Card pricing; Disney Premier Visa Card pricing; Disney Visa Card pricing. If you received an offer in the mail, please refer to the Pricing & Terms included with that offer. You will receive complete terms and conditions for this offer once you become a cardmember. Existing Cardmembers: For complete details please refer to your Cardmember Agreement.

9$300 Disney Gift Card eGift with the Disney Inspire Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Upon approval of your Disney Inspire Visa Card application, you will be sent your Disney Gift Card eGift via email within hours to any valid email address. The Disney Gift Card eGift can be used at select participating locations at Walt Disney World® Resort, Disneyland® Resort, Disney Cruise Line, Disney Store locations in the U.S., DisneyStore.com, and Adventures by Disney®. Disney Gift Card eGifts are redeemable for goods and services at participating Disney locations. Disney Gift Card eGifts are not refundable or redeemable for cash unless required by law. Disney Gift Card eGifts are not for resale. Disney Gift Card eGifts are issued by, and represents a legal obligation solely of, Disney Gift Card Services, Inc. Lost, damaged or stolen Disney Gift Card eGifts may be replaced only if original email and complete card number are provided. For Disney Gift Card eGift balance inquiries, call 1-877-650-4327 or visit DisneyGiftCard.com. For complete terms and conditions (including arbitration agreement), visit DisneyGiftCard.com. The value of this offer or program may result in miscellaneous income received from Chase and we may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) for the year in which you participate and are awarded the benefits of the offer/program. You are responsible for any tax liability related to participating in the offer/program. Please consult your own tax advisor if you have any questions about how this could affect your taxes. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. All trademarks are property of their respective owners. If your account is not open for at least 6 months, Chase and Disney reserve the right to cancel the Disney Gift Card eGift.

10$300 Statement Credit with the Disney Inspire Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Offers may vary and may not be available through all application methods when applying for the Disney Visa Credit Cards. In some instances, an application may require additional time to process. To qualify and receive your $300 statement credit, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. After qualifying, please allow up to 8 weeks for your credit to appear in your statement.

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