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3 Insider Tips for Earning Disney Rewards Dollars

May 29, 2025

If you want to get the most from your Disney® Visa® Credit Card, you’ll want to maximize every opportunity to earn Disney Rewards Dollars.1 We’re here to help, with pro tips to show you how easy it is to earn Disney Rewards Dollars every day, in a variety of ways, so you can get even more Disney in your life.

1. You can earn Disney Rewards Dollars with any purchase.

Cardmembers earn 1% in Disney Rewards Dollars for every purchase made with the Disney Visa Card.1 Consider using your Card for everyday essentials, online shopping and even recurring payments, so you can earn Disney Rewards Dollars regularly each month.

2. With the Disney® Premier Visa® Card, you can earn even more on everyday purchases.

Cardmembers who use the Disney Premier Visa Card earn:

  • 2% in Disney Rewards Dollars on purchases at gas stations
  • 2% in Disney Rewards Dollars on purchases at grocery stores
  • 2% in Disney Rewards Dollars on purchases at restaurants

To maximize your Rewards Dollars earning potential, make sure to use your Disney Premier Visa Card when booking your Disney vacation.3

3. There’s no limit to how many Disney Rewards Dollars you can earn.

The sky is the limit in terms of earning Disney Rewards Dollars. Saving up Disney Rewards Dollars over time is an especially popular option for Cardmembers who have a Disney vacation planned ahead where they can redeem them toward most purchases, treats and upgrades during their getaway.1

Mom and daughter

 

Now that you’ve brushed up on the basics, start earning and let the possibilities begin! To learn more about Disney Rewards Dollars and all the flexible ways to redeem them, check out our 5 Insider Tips for Redeeming Disney Rewards Dollars.

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For New Disney® Inspire Visa® Cardmembers

$500 OFFER

New Disney Inspire Visa Cardmembers can earn a $500 statement credit after spending $1,000 on purchases in the first 3 months from account opening.1

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NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$500 OFFER

New Disney Inspire Visa Cardmembers can earn a $500 statement credit after spending $1,000 on purchases in the first 3 months from account opening.1

Learn more
NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$500 OFFER

New Disney Inspire Visa Cardmembers can earn a $500 statement credit after spending $1,000 on purchases in the first 3 months from account opening.1

Learn more

1New Applicants: Earn Disney Rewards Dollars with the Disney Visa Card

The terms and conditions that apply to Disney Rewards Dollars are available at DisneyRewards.com/Terms and will be provided to you with your Disney Visa Card once you become a cardmember.

 

Subject to credit approval. You will earn one percent (1%) in Disney Rewards Dollars for every dollar in Qualifying Purchases. ("Qualifying Purchases" means the amount of your retail purchases of goods and services minus returns or refunds that qualify for Disney Rewards Dollars in a billing cycle and do not include balance transfers, cash advances and other cash-like transactions, travelers checks, foreign currency, money orders, wire transfers, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your Card Account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.)

2Earn Disney Rewards Dollars with the Disney Premier Visa Card

Disney Rewards Dollars are subject to the Disney Rewards Dollars Terms and Conditions for Disney Visa Credit Cards available at DisneyRewards.com/Terms.You will earn one percent (1%) in Disney Rewards Dollars for every dollar of Qualifying Purchases (as defined below) made. You will earn an additional one percent (1%) in Disney Rewards Dollars for every dollar of Qualifying Purchases made at (i) Disney branded point of sale locations (owned and operated by Disney Rewards, LLC or its affiliates) as well as a select number of other locations owned and operated by third parties where Disney Rewards Dollars may be redeemed and (ii) at any of the types of merchants in the following rewards categories: gas stations, grocery stores and restaurants (for a total of 2% on these Qualifying Purchases). You will earn an additional four percent (4%) in Disney Rewards Dollars for every dollar of Qualifying Purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com for (a) a Disney+, Hulu or ESPN+ monthly or annual subscription, or (b) The Disney Bundle subscription, or (c) additional Disney+, Hulu or ESPN+ purchases, including Premier Access on Disney+, add-ons on Hulu and pay-per-view events on ESPN+ (for a total of 5% on these Qualifying Purchases). Your purchase of any of these subscriptions or additional Disney+, Hulu or ESPN+ purchases will not earn an additional 4% in Disney Rewards Dollars if your purchase is made through a third-party device or digital platform (unless such device or platform redirects to DisneyPlus.com, or ESPNPlus.com for purchase) or as a bundle with cable services or as another bundle. Disney+, Hulu and ESPN+ gift card and subscription card purchases that are purchased directly from DisneyPlus.com, Hulu.com or ESPNPlus.com will earn an additional 4% in Disney Rewards Dollars, but such gift card and subscription card purchases that are purchased from a point of sale location other than DisneyPlus.com, Hulu.com or ESPNPlus.com will not earn an additional 4% in Disney Rewards Dollars. Merchants who accept Visa credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa procedures based on the primary types of products and services the merchant sells. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Please note: Chase makes every effort to include all relevant merchant codes in its listed rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant and the purchases of Disney goods or services at locations that are not solely owned and operated by Disney will not qualify for the additional one percent (1%) or four percent (4%) in Disney Rewards Dollars, as applicable. Purchases submitted by you, your authorized users, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information, see the FAQs at DisneyRewards.com/PremierEarnFAQ. ("Qualifying Purchases" means the amount of your retail purchases of goods and services minus returns or refunds that qualify for Disney Rewards Dollars in a billing cycle and do not include balance transfers, cash advances and other cash-like transactions, travelers checks, foreign currency, money orders, wire transfers, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your Card Account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.)

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