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Parks & Travel

7-Step Guide to Planning Your Disney Parks Family Vacation

Updated November 13, 2025
Disney Steps to Vacation Feature

Whether it’s your first visit or one of many, planning a Disney vacation only takes a few tips and tricks, plus a little pixie dust. In our step-by-step guide, we’ll show you budget-friendly vacation planning tips for your next getaway to Walt Disney World® Resort and the Disneyland® Resort.

1. How Do I Take Advantage of Disney® Visa® Card® Perks?
2. When’s the Best Time to Visit Disney Parks?
3. How do I find deals on flights to Disney theme parks?
4. What Are the Benefits of the Disney Visa Card when staying at a Disney Resort?
5. When Should You Make Park and Dining Reservations?
6. How Can You See Some Favorite Disney Characters?
7. What are the Must-See Attractions and Rides?

Disney Steps to Vacation Step 1

1. How Do I Take Advantage of Disney® Visa® Card® Perks?

Disney Visa Cardmembers get savings throughout Walt Disney World® Resort and the Disneyland® Resort on select dining and merchandise and so much more! View the Disney Visa Cardmember Vacation Perks page to see what kinds of extra benefits you can experience on your next Disney family vacation. To find the latest deals before booking, check the Disney Visa Card Limited-Time Offers page on a regular basis. This page is your one-stop shop for finding the latest and greatest deals. If you haven’t yet discovered the Disney Visa Card, click here to see the great perks the card offers for your family.

Cardmember perks include:
  • Photo Opportunities at Private Cardmember Locations12
  • 10% off select merchandise purchases of $50 or more at select locations at Walt Disney World® Resort and the Disneyland® Resort when you use your Disney Visa Card14
  • 10% off select dining locations most days at Walt Disney World® Resort and the Disneyland® Resort when you use your Disney Visa Card16
  • And much more!
Disney Steps to Vacation Step 2

2. When’s the Best Time to Visit Disney Parks?

When you begin vacation planning, you’ll want to find the time that’s right for your family and think about what season to go to the Disney parks. Peak times can always change, but in previous years, crowds have been fewer in mid-to-late September—making early fall a great option.

Here are other off-season times to visit:
  • Mid-November through mid-December
  • Second week of January through mid-February
  • First three weeks of May

And if you want to attend during fan-favorite events or times of year, there are plenty of exciting activities you don’t want to miss.

Special times to visit:
  • November through early January: Take in all of the holiday delights!
  • Early to mid-spring: Magic blooms at the Disney parks, including the EPCOT® International Flower & Garden Festival and the Disney California Adventure® Food & Wine Festival, among others, depending on the year.
  • September through October: With treats, tricks and costumes galore, Disney at Halloween time will cast a spell on you!
Ready to purchase your tickets?

After you check theme park availability, it’s time to purchase your admission and make your reservation. Choose from ticket options to suit your vacation style and budget, like:

    • Standard Theme Park Ticket: You can choose 1- to 10-day options at Walt Disney World® Resort and 1- to 5-day options at the Disneyland® Resort. Multi-day tickets cost less per day and allow you to visit multiple theme parks.
    • Park Hopper option: Want to visit more than one theme park in one day? The Park Hopper option lets you hop between parks after 2 p.m. at Walt Disney World® Resort. With a Park Hopper ticket at the Disneyland® Resort, you can enter the second park after 1 p.m.
    • Park Hopper Plus option: You can visit more than one Walt Disney World® Resort theme park per day, plus visit a water park or other fun location, like Disney’s Oak Trail Golf Course.

The cost of a one-day ticket depends on the date and time of year you visit. To see pricing for upcoming dates, and to purchase your tickets and make park reservations, view the calendar for Walt Disney World® Resort or the Disneyland® Resort.

Disney Steps to Vacation Step 3

3. How do I find deals on flights to Disney theme parks?

Got your travel date? Next up when planning a Disney vacation is to book a flight. Finding discount airfare can take some research, but with these tips and tricks, traveling with kids on an affordable Disney vacation is just one step closer!

  • Fly on Tuesday or Wednesday if possible. Keep your schedule flexible and compare ticket prices so you can see which day of the week has the most affordable fares.
  • Check fares for alternate nearby airports, like Tampa International Airport and Orlando Sanford International for Walt Disney World® Resort or John Wayne Airport for the Disneyland® Resort.
  • Compare ticket prices for one passenger to quotes when buying family tickets, as some airlines offer family or group rates.
  • Use the Walt Disney Travel Company to book your Disneyland® Resort or Walt Disney World® Resort vacation.
  • Book with your Disney Visa Card to earn Disney Rewards Dollars or use your Disney Premier Visa Card and redeem for a statement credit toward airline travel.7

Disney Steps to Vacation Step 4

4. What Are the Benefits of staying at a Disney Resort?

Guests staying at select Walt Disney World® Resort hotels have access to many great benefits such as:
  • More Time in the Parks – Enjoy early theme park entry and get a 30-minute jump on your Disney day. And, for those staying at Disney Deluxe Resort hotels or Disney Deluxe Villas, you can also stay later with extended evening theme park hours on select nights. (Valid admission, a park reservation, and Key to the World Card or MagicBand required.)*
  • Access to Resort Transportation – Get to popular destinations throughout Walt Disney World Resort® by complimentary bus, boat and monorail services. Or glide to select locations on Disney Skyliner!
  • Pre-Arrival MagicBands Pricing – Guests staying at a Disney Resort hotel have the option to purchase MagicBands at special pre-arrival prices up to six days before arrival. You’ll use your MagicBand to unlock your room, enter the parks and much more.
  • Park Proximity – From most Walt Disney World® Resort hotels, the theme parks are only a short ride, or sometimes even walk, away.
Check out some lodging options at Walt Disney World® Resort:
  • Magic Kingdom® Area Resorts: Disney’s Contemporary Resort, Disney’s Polynesian Village Resort
  • EPCOT® Area Resorts: Disney’s Caribbean Beach Resort, Disney’s Riviera Resort
  • Disney’s Animal Kingdom® Area Resorts: Disney’s Animal Kingdom Lodge, Disney’s Coronado Springs Resort
  • Disney’s Hollywood Studios® Area Resorts: Disney’s Pop Century Resort, Disney’s Art of Animation Resort
  • Disney Springs® Area Resorts: Disney’s Saratoga Springs Resort & Spa, Disney’s Old Key West Resort

And remember: booking a stay at a select Walt Disney World® Resort hotel can bring a vacation package that includes multi-day tickets or the ability to visit more than one theme park on the same day! Ask about available vacation packages when you book to ensure you see as much of the magic as possible.

Disney Steps to Vacation Step 5

5. When Should You Make Park and Dining Reservations?

It’s easy to reserve activities and make dining reservations while vacation planning by using My Disney Experience app for your Walt Disney World® Resort vacation.You can also use the Disneyland® app for your visit to the Disneyland® Resort to make dining reservations at select locations.

Once you have created a My Disney Experience account and purchased park tickets for Walt Disney World® Resort, you can purchase Disney Genie+. This service is ideal for same-day planning, as it allows you to select the next available arrival window, one at a time, for Lightning Lane entrances at select attractions and entertainment (subject to limited availability; once per experience per day). You can also individually purchase a time to arrive using the Lightning Lane entrance at up to two highly demanded attractions each day (subject to limited availability; attractions not included with Disney Genie+).

There are so many delicious places to eat at Walt Disney World® Resort and the Disneyland® Resort, including the parks and nearby at Disney Springs® or Downtown Disney® District. One of the best ways to ensure you get to enjoy Disney parks food is to make a dining reservation (which you can do up to 60 days in advance at many restaurants). In addition to using the Disney Visa Card to secure your Disney dining reservations, you can also use it to save 10% on your dining experience at select locations most days, such as:16

Walt Disney World® Resort

EPCOT®:

  • Biergarten Restaurant (see restrictions)
  • Coral Reef Restaurant
  • Le Cellier Steakhouse
  • Rose & Crown Dining Room

Disney’s Hollywood Studios®:

  • The Hollywood Brown Derby (see restrictions)
Disneyland® Resort

Disneyland® Park:

  • French Market Restaurant
  • River Belle Terrace

Disney California Adventure® Park:

  • Cocina Cucamonga Mexican Grill
  • Wine Country Trattoria
  • Paradise Garden Grill

Disney Steps to Vacation Step 6

6. How Can You See Some Favorite Disney Characters?

One of the best ways to get photos with some favorite Disney Characters is to visit private Cardmember locations in both Walt Disney World® Resort and the Disneyland® Resort. There, you can get a complimentary Magic Shot photo download, digitally enhanced with Characters appearing right next to you.12

You can also catch Characters in a cavalcade. Find out when and where these fun parades are happening by using the My Disney Experience app for Walt Disney World® Resort or the Disneyland® app.

Disney Steps to Vacation Step 7

7. What are the Must-See Attractions and Rides?

Don’t miss your favorite attractions! Prioritize which ones you want to hit first. Whether you’re into thrilling attractions or are looking for something the whole family can ride, you can use these lists while planning your Disney vacation.

Top Disney Attractions for Kids

Enchanted Tales with Belle
This interactive storytelling adventure is perfect for princesses of all ages.
Walt Disney World® Resort – Magic Kingdom® Park

Muppet*Vision 3D
It’s time to play the music… and watch a 3D adventure come to life around the theater as the beloved Muppets put on an unforgettable show.
Walt Disney World® Resort – Disney’s Hollywood Studios®

Peter Pan’s Flight®
A gentle reenactment of Peter Pan’s voyage through Never Land is full of wonderment without being too scary.
Disneyland® Resort – Disneyland® Park
Walt Disney World® Resort – Magic Kingdom® Park

Turtle Talk with Crush
Don’t miss Turtle Talk with Crush, where friends, from Disney and Pixar’s film Finding Dory are swimming over for a most excellent time at the “human tank”. The coolest turtle around takes questions from audience members and answers them right before their eyes, with everything from facts about the ocean to deep (or deep-sea) thoughts on life.
Disneyland® Resort – Disney California Adventure® Park
Walt Disney World® Resort – Epcot®

Top Resort Attractions for the Whole Family

Star Wars: Galaxy’s Edge
This massive area with multiple attractions takes you on an unforgettable adventure in a galaxy far, far away.
Walt Disney World® Resort – Disney’s Hollywood Studios®
Disneyland® Resort – Disneyland® Park

Kilimanjaro Safaris®
From the comfort of the safari bus, animal lovers get close to exotic creatures amidst their natural habitats.
Walt Disney World® Resort – Disney’s Animal Kingdom® Theme Park

Pirates of the Caribbean®
This classic attraction takes a journey on the High Seas through pirate territory, and the beloved music can keep younger seafarers humming through the spookier parts.
Disneyland® Resort – Disneyland® Park
Walt Disney World® Resort – Magic Kingdom® Park

Now that we’ve covered the basics of planning a Disney vacation, doesn’t it feel good knowing you can get the most from your Disney getaway, while saving the most too?

Related Posts

NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more
NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more
NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more

1Disney Theme Park & Resort Perks

Offers and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase to receive special offers. Merchandise discount may not be available for certain items and at certain locations including Disneyland® Resort and Walt Disney World® Resort Operating Participant locations and any other locations or kiosks that are not owned or operated by the owners of the Disneyland® Resort or Walt Disney World® Resort. To receive a merchandise discount, you must mention the specific offer. For entry into the Disney, Heroic Encounter or Star Wars Cardmember Photo Opportunities, you must present your valid Disney Visa Card. Not valid in combination with other offers, discounts, promotions or with any previous purchase. Minimum purchase and/or separate Theme Park admission and Theme Park reservation may be required. Offers are for personal use only and may not be transferred or resold. Chase is not responsible or liable for fulfillment of these Disney Theme Park and Resort perks.

2Cardmember Photo Opportunities

The Disneyland® Resort Cardmember Photo Opportunities are offered daily during set hours–the Disney Cardmember Photo Opportunity and Heroic Encounter Photo Opportunity are at Disney California Adventure® Park and the Star Wars Cardmember Photo Opportunity is at Disneyland® Park. The Walt Disney World® Resort Cardmember Photo Opportunities are offered daily during set hours–the Disney Cardmember Photo Opportunity is at EPCOT® and the Star Wars Cardmember Photo Opportunity is at Disney’s Hollywood Studios®. Separate Theme Park admission and Theme Park reservation required for each Cardmember Photo Opportunity. Must present a valid Disney Visa Card for entry for up to 6 people per cardmember account (each cardmember account may be used for entry only one time per day). Operating times, days of the week, locations and appearance of Characters (digitally or physically, as applicable) may vary and are subject to restrictions and change or cancellation without notice. Offer includes complimentary downloads of your Disney PhotoPass® photos taken at the Disney Visa Cardmember Photo Opportunity location that are associated to your Disney account. To access complimentary downloads of your Disney PhotoPass® photos taken at the Disney Visa Cardmember Photo Opportunity location at the Disneyland® Resort, go to the Disneyland app or Disneyland.com/PhotoPass or at the location at Walt Disney World® Resort, go to the My Disney Experience app or DisneyWorld.com/PhotoPass, and then log-in using your existing account or create an account. MagicBands or other media scanned by the photographer at the time of capture must be linked to your My Disney Experience Profile at Walt Disney World® Resort or linked to your Disneyland® Resort account, or you may claim Disney PhotoPass® cards provided to you by the photographer by entering the Disney PhotoPass® ID number found on the back of your Disney PhotoPass® card. One photo session per valid cardmember account per day. Offer not valid for photos taken at other Disney PhotoPass® locations or attractions photos. Disney PhotoPass® service is subject to the Disney PhotoPass® Terms & Conditions and expiration policy at Disneyland.disney.go.com/PhotoPass-terms-conditions or DisneyWorld.disney.go.com/PhotoPass-terms-conditions, as applicable. Not responsible for missing, lost or damaged photos. Not valid in combination with other offers, discounts or promotions. Offer is for personal use only and may not be transferred or resold. Please visit DisneyRewards.com/ParkPerks for additional information.

3Merchandise Savings at Disney Theme Parks & Resorts

Offer and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase and mention this offer. Discount is not valid on previous purchases or on purchases of the following: ticket media, Disney Gift Cards, Theme Park admission, arcades, tobacco, alcohol, outdoor vending (e.g., in-Park balloon vendors, glow vendors), Add-a-Dollar (Disney Conservation Fund), postage stamps, rentals (e.g., strollers, ECVs), personalization, Lightning Lane Single Pass, Lightning Lane Multi Pass, Disney PhotoPass® purchases (e.g., purchases through any application, website or onsite sales location), Disney PhotoPass+, Disney PhotoPass+ One Day and Disney PhotoPass+ One Week, Memory Maker and Memory Maker One Day, Capture Your Moment and other photo sessions requiring reservations, select print packages, original or consignment art, select limited editions, select collectibles, select specialized toys, select specialty items (including, without limitation, one-of-a-kind art, Disney-branded original art, celebrity memorabilia, framed Disney Dollars, Artist Sketch Program, framed Disney Gift Cards, framed ticket media, Walt Disney Classics Collection, handmade products (physically touched by an artist/vendor) and artist-signed Vinylmation), purchase-with-purchase offers, select reusable shopping bags, newspapers/periodicals, books, sundries, pantry/prepared foods, kitchen products, digital/video/disposable cameras, consumer electronics (including, without limitation, DVDs, CDs, and software media), Guerlain treatments and cosmetics, Lladró®, Swarovski® Crystal, Tiffany & Co.® Jewelry, Bvlgari®, handmade items, special orders, live auction artwork, select product launches, select premium branded items, Bibbidi Bobbidi Boutique (at Walt Disney World® Resort and onboard Disney Cruise Line), Savi’s Workshop – Handbuilt Lightsabers, and Droid Depot packages, phone, internet, email or mail order purchases, shipping or taxes. Discount is not available at the following locations at the Disneyland® Resort: Games of Pixar Pier, Silhouette Studio, Portrait Artists, face painting locations, letter brush art locations, any other locations that are not owned or operated by the owners of the Disneyland® Resort except for Arribas Brothers Crystal Shops (Crystal Arts and Cristal d’Orleans), or at any Downtown Disney® District location other than Curl Surf, World of Disney® Store, Disney Home, WonderGround Gallery, Marceline’s Confectionery, Disney’s Pin Traders, The Disney Dress Shop, Avengers Reserve, Disney Storyland Boutique, Disney Wonderful World of Sweets and Star Wars™ Trading Post. Discount is not available at the following locations at Walt Disney World® Resort: games, Cast Connection, Disney’s Character Premiere, Disney’s Character Warehouse or Walt Disney World® Resort Operating Participant locations and any other locations or kiosks that are not owned or operated by the owners of the Walt Disney World® Resort, except for ALOHA Collection, Arribas Brothers locations (Crystal Arts by Arribas Brothers, Crystal Arts stores and kiosks), Balocoloc Venetian Masks at La Gemma Elegante, Basin®, Basin White®, The Boathouse, Chapel Hats, Columbia Sportswear Company, Crown & Crest, Good Fortune Gifts and House of Good Fortune, Frontera Cucina, Joffrey’s coffee/tea kiosks and Tea Traders Café by Joffrey’s, Just Fun Socks, Levi’s®, Luxury of Time, M&M Store, Sanuk, Shop for Ireland at Raglan Road™, Sperry, Stance, and Sugarboo & Co. Not valid in combination with other offers, discounts or promotions. Separate Theme Park admission and Theme Park reservation may be required. Discount is for personal use only and may not be transferred or used to purchase merchandise with the intent to resell the merchandise.

4Dining Savings at Disney Parks & Resorts

Offer and offer elements including, but not limited to, participating locations and eligible food and beverages, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Offer excludes alcoholic beverages, select new food and beverage offerings, merchandise, tobacco, room service, holiday buffets, tax and gratuity. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card at time of purchase for full amount of purchase. Discount valid at the following Walt Disney World® Resort restaurant locations: Disney’s Animal Kingdom Lodge & Villas: Boma – Flavors of Africa, Jiko – The Cooking Place (see restrictions), and Sanaa; Disney’s Beach Club Resort: Beaches and Cream and Cape May Cafe; Disney’s BoardWalk Inn & Villas: Flying Fish (see restrictions); Disney’s Caribbean Beach Resort: Sebastian’s Bistro; Disney’s Contemporary Resort: Steakhouse 71; Disney’s Coronado Springs Resort: Three Bridges Bar & Grill and Toledo – Tapas, Steak & Seafood; Disney’s Grand Floridian Resort & Spa: Citricos (see restrictions), Grand Floridian Cafe, and Narcoossee’s (see restrictions); Disney’s Old Key West Resort: Olivia’s Cafe; Disney’s Polynesian Village Resort: Kona Cafe; Disney’s Port Orleans Resort: Boatwrights Dining Hall; Disney’s Saratoga Springs Resort & Spa: The Turf Club Bar and Grill; Disney’s Wilderness Lodge: Whispering Canyon Cafe; Disney’s Yacht Club Resort: Ale & Compass Restaurant and Yachtsman Steakhouse; Disney’s Animal Kingdom® Theme Park: Tiffins; Disney’s Hollywood Studios®: Roundup Rodeo BBQ, Sci-Fi Dine-In Theater Restaurant, and The Hollywood Brown Derby (see restrictions); EPCOT®: Biergarten Restaurant (see restrictions), Coral Reef Restaurant, Le Cellier Steakhouse, Rose & Crown Dining Room, and Spice Road Table; Magic Kingdom® Park: Crystal Palace, Diamond Horseshoe, Jungle Navigation Co. Ltd. Skipper Canteen, Liberty Tree Tavern, The Plaza Restaurant, and Tony's Town Square Restaurant. For locations where it is noted to see restrictions, the discount does not apply to the following dates: 11/27/2025, 12/25/2025, 12/28/2025, 12/29/2025, 12/30/2025, 12/31/2025, 1/1/2026, 1/2/2026, 2/13/2026, 2/14/2026, 2/15/2026, 4/3/2026, 4/4/2026 and 4/5/2026. Discount valid at the following Disneyland® Resort restaurant locations, subject to location availability: Disneyland® Park: Cafe Orleans, Carnation Café, The Golden Horseshoe, Harbour Galley, Plaza Inn, River Belle Terrace, Royal Street Veranda, and Troubadour Tavern; Disney California Adventure® Park: Carthay Circle Lounge – Alfresco Dining, Cocina Cucamonga Mexican Grill, Lucky Fortune Cookery, Paradise Garden Grill, Sonoma Terrace, Studio Catering Co., and Wine Country Trattoria; Disney's Grand Californian Hotel® & Spa: GCH Craftsman Bar and Storytellers Café; Disneyland® Hotel: Goofy’s Kitchen and Palm Breeze Bar. Discount valid at the following Disney’s Vero Beach Resort restaurant location: Wind & Waves Grill. Subject to restaurant availability, operating hours and closures. Reservations may be required. Not valid in combination with other offers, discounts or promotions. Separate Theme Park admission and Theme Park reservation may be required. Discount is for personal use only and may not be transferred or resold.

5Disney Rewards Dollars & Airline Statement Credit with the Disney Premier Visa Card

Disney Rewards Dollars and airline statement credits are subject to the Disney Rewards Dollars Terms and Conditions for Disney Visa Credit Cards available at DisneyRewards.com/Terms.

6$300 Disney Gift Card eGift with the Disney Inspire Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Upon approval of your Disney Inspire Visa Card application, you will be sent your Disney Gift Card eGift via email within hours to any valid email address. The Disney Gift Card eGift can be used at select participating locations at Walt Disney World® Resort, Disneyland® Resort, Disney Cruise Line, Disney Store locations in the U.S., DisneyStore.com, and Adventures by Disney®. Disney Gift Card eGifts are redeemable for goods and services at participating Disney locations. Disney Gift Card eGifts are not refundable or redeemable for cash unless required by law. Disney Gift Card eGifts are not for resale. Disney Gift Card eGifts are issued by, and represents a legal obligation solely of, Disney Gift Card Services, Inc. Lost, damaged or stolen Disney Gift Card eGifts may be replaced only if original email and complete card number are provided. For Disney Gift Card eGift balance inquiries, call 1-877-650-4327 or visit DisneyGiftCard.com. For complete terms and conditions (including arbitration agreement), visit DisneyGiftCard.com. The value of this offer or program may result in miscellaneous income received from Chase and we may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) for the year in which you participate and are awarded the benefits of the offer/program. You are responsible for any tax liability related to participating in the offer/program. Please consult your own tax advisor if you have any questions about how this could affect your taxes. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. All trademarks are property of their respective owners. If your account is not open for at least 6 months, Chase and Disney reserve the right to cancel the Disney Gift Card eGift.

7$300 Statement Credit with the Disney Inspire Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Offers may vary and may not be available through all application methods when applying for the Disney Visa Credit Cards. In some instances, an application may require additional time to process. To qualify and receive your $300 statement credit, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. After qualifying, please allow up to 8 weeks for your credit to appear in your statement.

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