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Disney Rewards

Disney Rewards 101: Cardmember Perks

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The Disney® Visa® Credit Card comes with so many ways to save and take advantage of perks, chances are there are a couple you may not know about—whether you’ve been a Cardmember for years, you recently signed up or you’re considering applying. Luckily, we’ve put together this guide so you can make the most of perks available to Cardmembers when you use your Disney Visa Card, including:


How to Receive Special Vacation Financing

Family with luggage

Cardmembers receive special vacation financing on select Disney vacation packages when booked with the Disney Visa Card through the Walt Disney Travel Company, online at Disney sites or through other eligible travel agents or sites.1

This includes all Walt Disney World® Resort vacation packages associated with an eight-digit reservation number purchased before the start of your vacation through the Walt Disney Travel Company, Disney Cruise Line, AAA Vacations or online at 1

It also includes the Cardmember Disneyland® Resort vacation package, which comes with accommodations at one of the Disneyland® Resort hotels or a nearby Good Neighbor Hotel, plus theme park tickets for each person on your reservation. And, you’ll also receive an exclusive Disney Rewards insulated cooler bag (one per vacation package, while supplies last), as well as Magical Extras Savings, a collectible pin and lanyard (for each Guest three years and older on your reservation), and more.

If you’re planning to hit the high seas, you’ll be happy to know you can receive special vacation financing on all Disney Cruise Line bookings, including wedding and honeymoon ceremonies, and added hotel stays at Walt Disney World® Resort or other worldwide ports.1

Special vacation financing is also good for all Adventures by Disney packages for hassle-free vacations to international destinations like Egypt, Japan, Spain and more. And you can also use it when traveling to Aulani, A Disney Resort & Spa in Ko Olina, Hawai’i’ for room accommodation plus one of the following: rental car or ground transportation, insurance or dining.1

Finally, you can also take advantage of special financing to become a Member of Disney Vacation Club®, a flexible timeshare program that fits your vacation needs.2

Saving at

Group of friends

From vacation essentials to the latest in Disney clothing, toys, home goods and more, you’ll find it all at Make it your go-to for all things Disney and get the added perk of saving 10% on select purchases when you shop with your Disney Visa Card.3

Saving at Disney Parks and Resorts

Dad and kids holding a Mickey Mouse pretzel

How to Save on Dining

Cardmembers receive 10% off select dining locations, most days when using the Disney Visa Card.45 Check out the Disney Rewards Dining Perks Guide to see all the locations where you can save, from a breakfast buffet with some favorite Characters at Storytellers Cafe at Disney’s Grand Californian Hotel® & Spa to a glamorous golden-era dinner at the Hollywood Brown Derby in Disney’s Hollywood Studios® and much more.

How to Save on Shopping

Need a new pair of Mickey Mouse ears? Stocking up on accessories and souvenirs is extra sweet when you save 10% on select merchandise purchases of $50 or more at select locations at Walt Disney World® Resort and the Disneyland® Resort when you use your Disney Visa Card.46

How to Save on Experiences

See Walt Disney World® Resort from a fresh perspective with 15% off select guided tours—including Disney’s Keys to the Kingdom Tour at Magic Kingdom® Park, Starlight Safari at Disney’s Animal Kingdom Lodge and Up Close with Rhinos at Disney’s Animal Kingdom® Theme Park. You can also save 10% on the non-discounted price of select recreation experiences, like horseback trail rides at Disney’s Fort Wilderness Resort & Campground.47

How to Save at Operating Participant Locations

Should your adventures take you out of the parks, you’ll find plenty of perks throughout both Disney Springs® Marketplace in Orlando and the Downtown Disney® District in Anaheim. We’re talking 20% off your entire purchase (excluding alcohol) at Joffrey’s Coffee & Tea Co.® in Disney Springs®, 10% off select purchases at Ballast Point® Brewing Company in the Downtown Disney® District and more.489

How to Access Private Cardmember Photo Locations

Star Wars Launch Bay

Your Disney Visa Card doubles as your way to access private Cardmember photo locations at both Walt Disney World® Resort and the Disneyland® Resort! Capture the moment and get complimentary digital downloads of your photos, available at EPCOT® in Future World, on the outside of the Star Wars Launch Bay in the Animation Courtyard at Disney’s Hollywood Studios®, Hollywood Land at Disney California Adventure® Park, and Star Wars Launch Bay in Tomorrowland at Disneyland® Park.410

Saving on Disney Cruise Line

 Minnie Mouse with daughter on Disney Cruise Line

Perks also extend to your Disney Cruise Line adventures. Enter your Disney Visa Card as your form of payment for onboard purchases and mention the offers below to ensure you receive the savings.

How to Save on Photo Packages

Professional photographers are ready to capture your memories, from candid shots to commemorative photos of iconic locations on the ship. Cardmembers save 10% on the non-discounted price of 10-, 15-, 20-photo or all-inclusive digital photo packages.11

How to Save on Shopping

Snag some goodies to enjoy onboard or post-vacation at shops throughout the ship and take advantage of 10% off select merchandise purchases of $50 or more.12

How to Save on Getaway Packages

With a Castaway Cay Getaway Package, you can explore Disney’s private island in the Bahamas three ways, via snorkeling, bicycle rental and float or inner-tube rental—all for 10% off with your Disney Visa Card.13

How to Save on Spa Treatments

If you’re in need of some tranquility and pampering (and let’s be honest, who’s not?), you can find rejuvenation at The Senses Spa & Salon or Chill Spa (for ages 13-17 only), where Cardmembers receive 20% off non-discounted treatments.14

Saving at Other U.S. Disney Destinations

Guest Learning to Play the Ukulele

Cardmember Perks at Aulani® Resort

Escape to Disney’s family Resort in Ko Olina, Hawai’i and immerse yourself in the spirit of aloha with special savings that include 10% off snorkeling in Rainbow Reef, 10% off kapa-inspired t-shirt printing and 10% off an ‘ukulele purchase right after you complete an ‘ukulele class.415 Saving while experiencing Hawaiian culture? It’s a win-win!

Cardmember Perks at Disney’s Vero Beach Resort

Just two hours southeast of Walt Disney World® Resort, this classic hideaway is perched on a scenic stretch of Florida’s Atlantic Treasure Coast. Disney’s Vero Beach Resort puts the ocean at your doorstep, with spacious accommodations for ultimate relaxation. It’s your playground with 10% off dining at Wind & Waves Grill, plus 10% off select merchandise purchases of $50 or more at select locations.41617

Cardmember Perks at Disney’s Hilton Head Island Resort

Modeled after a 1940s hunting and fishing lodge, this resort features multi-roomed villas and 12 miles of pristine beaches. Come for the relaxation, stay for the savings—like 10% off select merchandise purchases of $50 or more at Broad Creek Mercantile Shop.417

Saving on Disney Entertainment

Aladdin Broadway

Disney on Broadway Cardmember VIP Package

Purchase premium tickets to Disney on Broadway shows—including THE LION KING and ALADDIN—and receive a Cardmember-exclusive VIP package. Besides amazing seats, you’ll score a non-alcoholic beverage in a keepsake cup and a special commemorative print. Pick up your special Cardmember VIP package by showing your Disney Visa Card at the box office prior to the performance.18

Disney Bundle Cardmember Perk

Sign up for the Disney Bundle to subscribe to Disney+, Hulu and ESPN+ for streaming thousands of shows, movies, originals and more—with a special opportunity for Disney Premier Visa Cardmembers. Cardmembers can earn back up to $13.99 a month for three consecutive months in statement credits when you make a qualifying purchase with the Disney Premier Visa Card at, or or

Saving with Limited-Time Offers

Dad and daughter smiling

Limited-time offers rotate throughout the year and can include savings on travel, entertainment, collectibles and more. Check the page regularly to see what’s on deck—and snag the savings before they’re gone!

Whew—did you catch all that?! We hope you learned some helpful tips on enjoying your Cardmember perks. If you’ve still got questions, check the FAQ page for more information.

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