Planning a Disney vacation and want more savings and Cardmember benefits? The Disney® Visa® Credit Card is the perfect way to make the most of a vacation at Walt Disney World® Resort. From special vacation financing to photo opportunities at special Cardmember locations, we’ve listed the benefits each of the Disney Visa Credit Cards can offer at the Most Magical Place on Earth.123
Which Disney Visa Credit Card Should You Carry?
There are three types of cards Cardmembers can have in their wallets: the Disney® Inspire Visa® Card, the Disney® Premier Visa® Card and the Disney® Visa® Card. Though each card makes it possible to earn and redeem Disney Rewards Dollars, there are some additional benefits for Disney® Inspire Visa® Cardmembers and Disney® Premier Visa® Cardmembers.
- Disney Inspire Visa Cardmembers earn 10% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. They also earn 3% on card purchases at DisneyStore.com and gas stations as well as most U.S. Disney locations. Disney Inspire Visa Cardmembers earn 2% in Disney Rewards Dollars on card purchases at grocery stores and restaurants, as well as 1% on all other card purchases.45
- Disney Premier Visa Cardmembers earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. They also earn 2% on card purchases at gas stations, grocery stores, restaurants and most U.S. Disney locations, as well as 1% on all other card purchases.46
- Disney® Visa® Cardmembers earn 1% in Disney Rewards Dollars on all card purchases.47
- All Cardmembers can redeem Disney Rewards Dollars toward most Disney products and offerings. Disney Inspire Visa Cardmembers and Disney Premier Visa Cardmembers can redeem Disney Rewards Dollars toward airline purchases in the form of statement credits through Pay Yourself Back®.89
For more information on these three cards, including new Cardmember bonuses, visit our Compare Cards page.

7 Cardmember Benefits at Walt Disney World® Resort
1. Disney Theme Park Tickets Credit
For Disney Inspire Visa Cardmembers planning your next Disney Parks day, there’s a little extra (and exclusive) sparkle built right into your Cardmember benefits! With the Disney Theme Park Tickets Credit, you can earn a $100 statement credit after spending $200 per anniversary year on U.S. Disney Theme Park Tickets when using your Disney Inspire Visa card.10 It’s a simple way to bring a bit of savings to the start of your next Disney adventure! Check out all the exciting benefits Disney Inspire Visa Cardmembers can earn here.
2. Disney Vacation Reward
For those dreaming of all kinds of Disney getaways, the benefits can extend even further with a benefit exclusively available to Disney Inspire Visa Cardmembers: the Disney Vacation Reward. Use your Disney Inspire Visa Card to earn 200 Disney Rewards Dollars after spending $2,000 per anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings.11 Turn future vacations into something even more memorable with the Disney Inspire Visa card!
3. Special Vacation Financing
Booking your vacation is where every Disney getaway starts, and this can be where Cardmember benefits begin, too! Take advantage of special vacation financing on select vacation packages by using your Disney Visa Card.1 Your Walt Disney World® Resort vacation package can include lodging, theme park tickets and other essentials for your dream visit.
4. 10% Savings on Select Dining, Shopping and Recreation Experiences
Ready to revel in amazing restaurants, unique souvenir shops, unforgettable activities and more? You can pack even more into your Disney vacation when you take advantage of your Cardmember benefits. Save along the way as you use your Disney Visa Card at locations around the Disney Parks, including:
- Receive 10% off at select dining locations most days.212
- Save 10% on select merchandise purchases at select locations throughout Walt Disney World® Resort.213
- Receive 10% off the non-discounted price of select recreation experiences around Walt Disney World® Resort, including horseback trail rides at Disney’s Fort Wilderness Resort & Campground.214

5. 15% Savings on Select Guided Tours
Vacation is the perfect time to enjoy unique experiences, and you can save on them with the Disney Visa Card. Guided tours take you behind the scenes around Disney parks, with different themes to reflect all kinds of interests, guided by expert Cast Members who offer knowledge and answer questions along the way. Cardmembers save 15% off the regular price of select guided tours most days, including the Wilderness Back Trail Adventure. Availability is limited and advance reservations are suggested.214
6. Visit Cardmember Photo Opportunity Locations for Complimentary Photos
Make sure to save room in your schedule to stop by the Disney Visa Cardmember Photo Opportunities at EPCOT® and Disney’s Hollywood Studios®! Bring your Disney Visa Card for a magical experience with some Disney Characters, and you will even receive complimentary Disney PhotoPass® photo downloads.23
- You can find the Disney Character Experience at the private Cardmember location at the Disney Visa Photo Spot at EPCOT® in World Celebration next to Journey Into Imagination With Figment
- Visit with your favorite alien at the Stitch Character Experience, located at Celebrity Spotlight in Echo Lake at Disney’s Hollywood Studios®
- Remember your visit to a galaxy far, far away with the Star Wars Photo Opportunity by heading to the Cardmember location at the entrance between Star Wars: Galaxy’s Edge® and Toy Story Land at Disney’s Hollywood Studios®
7. Redeem Disney Rewards Dollars Toward Fun Extras
You’ve earned Disney Rewards Dollars, and now you get to enjoy them. You can redeem Disney Rewards Dollars toward snacks and dining, souvenirs and merchandise and enhancements to your vacation experience at participating locations—like a luxurious room upgrade at your Disney Resort hotel or select offerings from the Enchanting Extras Collection. And remember that Disney Rewards Dollars can be combined with other forms of payment and can be redeemed in conjunction with other offers and with all the savings listed above.4567

So, which is the best credit card for Walt Disney World® Resort?
Bottom line: You can make the most out of your Disney vacation with all of the Disney Visa Credit Cards
The Disney Inspire Visa Card, the Disney Premier Visa Card and the Disney Visa Card offer the benefits listed, from savings on dining and shopping to exclusive photo opportunities.231213 With the Disney Inspire Visa Card, you’ll earn even more Disney Rewards Dollars when making card purchases at grocery stores, gas stations, restaurants and most U.S. Disney locations, so you can earn faster and redeem more toward your next visit to Walt Disney World® Resort.45
