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Disney Rewards 101: Disney Rewards Dollars

Updated

If you’ve got a Disney® Visa® Credit Card and you’re interested in making the most of it, then it’s time to take a deep dive and learn all about Disney Rewards Dollars! This article is your comprehensive guide on how Cardmembers can earn and redeem Disney Rewards Dollars, turning everyday purchases into lasting Disney memories.1

Earning and Redeeming

How to Earn Disney Rewards Dollars

Ready, set, earn! With the Disney® Premier Visa® Card, you can put your purchases to work and earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. You’ll earn 1% on all your other card purchases.2 And with the Disney Visa Card, you’ll earn 1% in Disney Rewards Dollars on all purchases.3 Learn more about how to earn toward your Disney dream.

How to Redeem Disney Rewards Dollars

Request a Disney Rewards Redemption Card, which you can use as a form of payment toward Disney vacations, Disney movie tickets at AMC Theatre and purchases at most Disney locations. Keep it close in your wallet so you’re always ready to redeem.1 Learn more about redeeming Disney Rewards Dollars.

Where to Redeem Disney Rewards Dollars

Now that you’ve got your Disney Rewards Redemption Card, where can you use it? So. Many. Places. Why not spend an enchanting evening at Be Our Guest restaurant in Walt Disney World® Resort? Or you could get your very own light saber at the Star Wars Trading Post at the Disneyland® Resort. Or, if you’re saving up for a very special celebration, you could even redeem your Disney Rewards Dollars toward Disney Weddings. And those are just a few of the possibilities. Explore a full list of locations where you can redeem Disney Rewards Dollars.

Redeeming Toward Movie Tickets

Bring on the popcorn! Your Disney Rewards Redemption Card can also be used toward Disney, Disney and Pixar, Marvel and Star Wars movies when you buy your tickets via AMCTheatres.com or the AMC Theatres Mobile App.1 Get tickets for the whole family or treat yourself to a solo movie date (you deserve it).

Pay Yourself Back® to redeem Rewards Dollars

Disney Visa Card
Redeem Rewards Dollars for a statement credit toward purchases made at most Disney locations in the U.S. with your Disney Visa Card. There’s no limit to the amount of Rewards Dollars Cardmembers can redeem, but remember: they must be redeemed at Chase.com within 90 days. When using Pay Yourself Back, do not load your Disney Rewards Dollars to your Disney Rewards Redemption Card; your Disney Rewards Dollars will be deducted directly from your account.6

Disney Premier Visa Card
Disney Premier Visa Card Premier Cardmembers can also redeem Rewards Dollars toward airline purchases including tickets on any airline to any destination with no block-out dates. Make an airline purchase with your Disney Premier Visa Card, then request a credit using Pay Yourself Back®. This request must take place within 90 days of your purchase!7

For a step-by-step guide to redeeming towards travel with any airline, to any destination, check out this helpful video:

Disney Rewards Redemption Cards

Managing Your Disney Rewards Dollars

Keeping track of your Disney Rewards Dollars is simple: Head to the Manage My Disney Rewards Dollars page to check your balance, request or load your Redemption Card, and (for Disney Premier Visa Cardmembers) redeem toward airline travel.

How to Order Your Disney Rewards Redemption Card

You can order your Disney Rewards Redemption Card from one of three places: Online, where you can sign in to link your Disney account with your Chase.com account; via phone (call the number on the back of your Disney Visa Card); or in person at Guest Relations locations both inside and outside of each theme park. And if you’re planning a Disney vacation, we recommend ordering your Disney Rewards Redemption Card at least three weeks in advance. Also keep in mind, you can have two valid Disney Rewards Redemption Cards per account at any given time.

How to Reload Your Disney Rewards Redemption Card

Reload your Disney Rewards Redemption Card to make sure your Disney Rewards Dollars are always at the ready. As a reminder, Disney Rewards Dollars cannot be returned to your account once you’ve loaded them onto a Disney Rewards Redemption Card. And Disney Premier Visa Cardmembers cannot apply Disney Rewards Dollars already loaded onto their Redemption Card back toward airline travel.

Guests dining at Jaleo by José Andrés

Quick Facts on Disney Rewards Dollars

1 Disney Rewards Dollar = $1 USD

The math on this one is pretty simple: Every Disney Rewards Dollar you earn equals $1 USD when redeeming toward your favorite Disney experiences at most Disney locations such as Disney theme park tickets, resort stays, shopping, dining and more.

No Block-Out Dates

Yep, you read that right. Your Disney Rewards Dollars are redeemable any time of year—zero block-out dates.

You Can Combine Disney Rewards Dollars with Perks and Offers

Want to take your Disney Rewards Dollars even further? Combine Disney Rewards Dollars with your Cardmember perks, which allow you to save 10% on select purchases at Disneystore.com, as well as saving 10% at select dining locations most days at the U.S. Disney Theme Parks. You can also redeem Disney Rewards Dollars toward taking advantage of Limited-Time Offers.8910

You Can Combine Disney Rewards Dollars with Other Payments

When redeeming, your Disney Rewards Redemption Card can be combined with cash or credit card if your Disney Rewards Dollars don’t quite cover your full purchase.

Disney Rewards Dollars Don’t Expire

Your Disney Rewards Dollars will never expire, whether they’re in your account or loaded to a Disney Rewards Redemption Card.

With all these tips for using your Disney Rewards Dollars, you’re more than ready to get started putting them to fun use. Disney Rewards Dollars are here to help you reach your Disney dream—whether it’s a Disney vacation, a special meal at Walt Disney World® Resort or the Disneyland® Resort, a family night at the movies or a collectible Disney item you’ve had your eye on. Still have questions? Check out the FAQ page for even more information on Disney Rewards Dollars, and read our Cardmember Tips article for stories from actual Cardmembers.

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NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more
NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more
NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more

1Disney Rewards Dollars

Disney Rewards Dollars are subject to the Disney Rewards Dollars Terms and Conditions for Disney Visa Credit Cards available at DisneyRewards.com/Terms.

2New Applicants: Earn Disney Rewards Dollars with the Disney Premier Visa Card

The terms and conditions that apply to Disney Rewards Dollars are available at DisneyRewards.com/Terms and will be provided to you with your Disney Premier Visa Card once your new account is established.

 

Subject to credit approval. You will earn 5% total in Disney Rewards Dollars for each $1 spent on Qualifying Purchases (as defined below) made directly at DisneyPlus.com, Hulu.com, or plus.espn.com for (a) a Disney+, Hulu or ESPN+ monthly or annual subscription, or (b) the bundle subscription, or (c) additional Disney+, Hulu, or ESPN+ purchases, including Premier Access on Disney+, add-ons on Hulu, and pay-per-view events on ESPN+. For clarity, you will receive an additional 4% in Disney Rewards Dollars on top of the standard 1% for a total of 5% on these subscription purchases and additional Disney+, Hulu and ESPN+ purchases. Your purchase of any of these subscriptions or additional Disney+, Hulu or ESPN+ purchases will not earn an additional 4% in Disney Rewards Dollars if your purchase is made through a third-party device or digital platform (unless such device or platform redirects to DisneyPlus.com, Hulu.com or plus.espn.com for purchase) or as a bundle with cable services or as another bundle. Disney+, Hulu, and ESPN+ gift card and subscription card purchases that are purchased directly from DisneyPlus.com, Hulu.com or plus.espn.com will earn an additional 4% in Disney Rewards Dollars, but such gift card and subscription card purchases that are purchased from a point of sale location other than DisneyPlus.com, Hulu.com or plus.espn.com will not earn an additional 4% in Disney Rewards Dollars. You will earn 2% total in Disney Rewards Dollars for each $1 spent on Qualifying Purchases made at (i) Disney Locations in the U.S. and (ii) at a merchant in any of the following rewards categories: gas stations, grocery stores or dining at restaurants, including takeout and eligible delivery services. For clarity, you will receive an additional 1% in Disney Rewards Dollars on top of the standard 1% for a total of 2% on these Qualifying Purchases. You will earn 1% in Disney Rewards Dollars for each $1 spent on all other Qualifying Purchases. For important information about Chase rewards categories, see DisneyRewards.com/FAQs. (“Qualifying Purchases” means the amount of your retail purchases of goods and services minus returns or refunds that qualify for Disney Rewards Dollars in a billing cycle and do not include balance transfers, cash advances, cash-like transactions including, but not limited to: travelers checks, foreign currency, money orders, wire transfers, cryptocurrency, other similar digital or virtual currency and other similar transactions; lottery tickets, casino gaming chips, race track wagers or similar offline and online betting transactions; person-to-person money transfers and account-funding transactions that transfer currency, any checks that access your Card Account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.)

3New Applicants: Earn Disney Rewards Dollars with the Disney Visa Card

The terms and conditions that apply to Disney Rewards Dollars are available at DisneyRewards.com/Terms and will be provided to you with your Disney Visa Card once you become a cardmember.

 

Subject to credit approval. You will earn one percent (1%) in Disney Rewards Dollars for every dollar in Qualifying Purchases. ("Qualifying Purchases" means the amount of your retail purchases of goods and services minus returns or refunds that qualify for Disney Rewards Dollars in a billing cycle and do not include balance transfers, cash advances and other cash-like transactions, travelers checks, foreign currency, money orders, wire transfers, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your Card Account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.)

4Redeem Disney Rewards Dollars with Pay Yourself Back® for the Disney Visa Card

Disney Rewards Dollars may be redeemed for a statement credit using Pay Yourself Back toward purchases made with your Disney Visa Card at select U.S. Disney locations in Disney Parks and Resorts (for a list of Disney locations, visit DisneyRewards.com/Where-To-Redeem), Disney Store and outlet locations in the U.S., DisneyStore.com, and at DisneyPlus.com, Hulu.com and ESPNPlus.com, within 90 days from the purchase date. Disney Rewards Dollars cannot be redeemed for a statement credit using a Disney Rewards Redemption Card. Categories, eligible merchants, and purchase transaction eligibility may change from time to time without notice. Even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Each Disney Rewards Dollar you redeem for a statement credit toward qualifying purchases with Pay Yourself Back is worth $1.00 (one U.S. dollar), which means that 1.00 Disney Rewards Dollar equals $1.00 in redemption value. Redemptions require a minimum of .01 Rewards Dollar and a maximum of 12 purchases and/or transactions selected in a single order. Statement credits will post to the card account within 3 business days of a request to redeem and will appear on the monthly Chase credit card billing statement within 1-2 billing cycles. Statement credits will reduce your balance, but you are still required to make at least your minimum monthly payment. Disney and Chase reserve the right to determine which Disney Visa Card purchases qualify for a statement credit. Rewards Dollars redeemed for statement credits cannot be returned or re-deposited. Pay Yourself Back may be discontinued at any time. Disney Rewards Dollars are subject to the Disney Rewards Dollars Terms and Conditions for Disney Visa Credit Cards available at DisneyRewards.com/Terms.

5Redeem Disney Rewards Dollars with Pay Yourself Back® for the Disney Premier Visa Card

Disney Rewards Dollars may be redeemed for a statement credit using Pay Yourself Back toward purchases made with your Disney Premier Visa Card at select U.S. Disney locations in Disney Parks and Resorts (for a list of Disney locations, visit DisneyRewards.com/Where-To-Redeem), Disney Store and outlet locations in the U.S., DisneyStore.com, and at DisneyPlus.com, Hulu.com and ESPNPlus.com, and airline purchases, excluding purchases made with third-party providers and travel agencies, within 90 days from the purchase date. Disney Rewards Dollars cannot be redeemed for a statement credit using a Disney Rewards Redemption Card. Categories, eligible merchants, and purchase transaction eligibility may change from time to time without notice. Even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Each Disney Rewards Dollar you redeem for a statement credit toward qualifying purchases with Pay Yourself Back is worth $1.00 (one U.S. dollar), which means that 1.00 Disney Rewards Dollar equals $1.00 in redemption value. Redemptions require a minimum of .01 Rewards Dollar and a maximum of 12 purchases and/or transactions selected in a single order. Statement credits will post to the card account within 3 business days of a request to redeem and will appear on the monthly Chase credit card billing statement within 1-2 billing cycles. Statement credits will reduce your balance, but you are still required to make at least your minimum monthly payment. Disney and Chase reserve the right to determine which Disney Premier Visa Card purchases qualify for a statement credit. Rewards Dollars redeemed for statement credits cannot be returned or re-deposited. Pay Yourself Back may be discontinued at any time. Disney Rewards Dollars are subject to the Disney Rewards Dollars Terms and Conditions for Disney Visa Credit Cards available at DisneyRewards.com/Terms.

6Merchandise Savings at Disney Store

10% Off Purchases for Disney Visa Cardmembers Promotion Restrictions: Valid on select, in-stock merchandise purchased at Disney Store and Disney Outlet Store locations in the U.S., and at DisneyStore.com (online or via phone orders). Not valid on purchases made at Disney Parks and Resorts locations or on Disney Store merchandise purchased from other retailers or using third party websites. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as the form(s) of payment at the time of purchase for full amount of purchase and mention this offer in-store or enter the promo code DRVCMEMBER online, prior to checkout, into the "Add Promotion Code" area and click the "Apply" button. Offer excludes sales tax, shipping & handling charges, gift wrap & gift box charges, personalization charges, Disney Theme Park Tickets, Disney Gift Cards, Disney+ Gift Cards, art & collectibles, books, electronic toys, limited edition & special edition merchandise, items related to a charitable promotion, items from the following brands and collections: Barefoot Dreams, BaubleBar, Bluey, Columbia, CRISLU, D23 Merchandise, Define Me, Disney's Fairy Tale Weddings Rings, Doorables, Harveys, Hasbro Marvel Legends & Star Wars: The Black Series, Hasbro Youth Toys, Havaianas, Hot Toys, Janie & Jack, LEGO, Lilly Pulitzer, Lionel, Lorcana, Mattel, Milk Snob, Monica + Andy, PANDORA, Pandora® Jewelry, Petunia Pickle Bottom, Pleasing, Project Orange, Robosen, Royal Selangor, RSVLTS, Sigma Beauty, Star Wars: Galaxy’s Edge Legacy Lightsaber Hilts, select Star Wars: Galaxy's Edge merchandise, Steiff, Tiana’s Bayou Adventure, and Vera Bradley. Additional exclusions may apply. Visit DisneyStore.com/DRVCPerkDetails for the most current list of exclusions and any updates to these offer terms. Offer cannot be combined with any other offer or discount, except available shipping offers. No adjustments to prior purchases. Valid packing slip or receipt required for returns or exchanges, which will be subject to discount taken at the time of purchase. Offer subject to restrictions and to change without notice. Promotion may not be redeemed for cash, sold, or altered. Internet distribution is strictly prohibited. Use of offer or Promotion Code DRVCMEMBER constitutes acceptance of these offer terms. Void where prohibited. Chase is not responsible or liable for fulfillment of this offer.

7Disney Theme Park & Resort Perks

Offers and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase to receive special offers. Merchandise discount may not be available for certain items and at certain locations including Disneyland® Resort and Walt Disney World® Resort Operating Participant locations and any other locations or kiosks that are not owned or operated by the owners of the Disneyland® Resort or Walt Disney World® Resort. To receive a merchandise discount, you must mention the specific offer. For entry into the Disney, Heroic Encounter or Star Wars Cardmember Photo Opportunities, you must present your valid Disney Visa Card. Not valid in combination with other offers, discounts, promotions or with any previous purchase. Minimum purchase and/or separate Theme Park admission and Theme Park reservation may be required. Offers are for personal use only and may not be transferred or resold. Chase is not responsible or liable for fulfillment of these Disney Theme Park and Resort perks.

8Dining Savings at Disney Parks & Resorts

Offer and offer elements including, but not limited to, participating locations and eligible food and beverages, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Offer excludes alcoholic beverages, select new food and beverage offerings, merchandise, tobacco, room service, holiday buffets, tax and gratuity. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card at time of purchase for full amount of purchase. Discount valid at the following Walt Disney World® Resort restaurant locations: Disney’s Animal Kingdom Lodge & Villas: Boma – Flavors of Africa, Jiko – The Cooking Place (see restrictions), and Sanaa; Disney’s Beach Club Resort: Beaches and Cream and Cape May Cafe; Disney’s BoardWalk Inn & Villas: Flying Fish (see restrictions); Disney’s Caribbean Beach Resort: Sebastian’s Bistro; Disney’s Contemporary Resort: Steakhouse 71; Disney’s Coronado Springs Resort: Three Bridges Bar & Grill and Toledo – Tapas, Steak & Seafood; Disney’s Grand Floridian Resort & Spa: Citricos (see restrictions), Grand Floridian Cafe, and Narcoossee’s (see restrictions); Disney’s Old Key West Resort: Olivia’s Cafe; Disney’s Polynesian Village Resort: Kona Cafe; Disney’s Port Orleans Resort: Boatwrights Dining Hall; Disney’s Saratoga Springs Resort & Spa: The Turf Club Bar and Grill; Disney’s Wilderness Lodge: Whispering Canyon Cafe; Disney’s Yacht Club Resort: Ale & Compass Restaurant and Yachtsman Steakhouse; Disney’s Animal Kingdom® Theme Park: Tiffins; Disney’s Hollywood Studios®: Roundup Rodeo BBQ, Sci-Fi Dine-In Theater Restaurant, and The Hollywood Brown Derby (see restrictions); EPCOT®: Biergarten Restaurant (see restrictions), Coral Reef Restaurant, Le Cellier Steakhouse, Rose & Crown Dining Room, and Spice Road Table; Magic Kingdom® Park: Crystal Palace, Diamond Horseshoe, Jungle Navigation Co. Ltd. Skipper Canteen, Liberty Tree Tavern, The Plaza Restaurant, and Tony's Town Square Restaurant. For locations where it is noted to see restrictions, the discount does not apply to the following dates: 11/27/2025, 12/25/2025, 12/28/2025, 12/29/2025, 12/30/2025, 12/31/2025, 1/1/2026, 1/2/2026, 2/13/2026, 2/14/2026, 2/15/2026, 4/3/2026, 4/4/2026 and 4/5/2026. Discount valid at the following Disneyland® Resort restaurant locations, subject to location availability: Disneyland® Park: Cafe Orleans, Carnation Café, The Golden Horseshoe, Harbour Galley, Plaza Inn, River Belle Terrace, Royal Street Veranda, and Troubadour Tavern; Disney California Adventure® Park: Carthay Circle Lounge – Alfresco Dining, Cocina Cucamonga Mexican Grill, Lucky Fortune Cookery, Paradise Garden Grill, Sonoma Terrace, Studio Catering Co., and Wine Country Trattoria; Disney's Grand Californian Hotel® & Spa: GCH Craftsman Bar and Storytellers Café; Disneyland® Hotel: Goofy’s Kitchen and Palm Breeze Bar. Discount valid at the following Disney’s Vero Beach Resort restaurant location: Wind & Waves Grill. Subject to restaurant availability, operating hours and closures. Reservations may be required. Not valid in combination with other offers, discounts or promotions. Separate Theme Park admission and Theme Park reservation may be required. Discount is for personal use only and may not be transferred or resold.

9$300 Disney Gift Card eGift with the Disney Inspire Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Upon approval of your Disney Inspire Visa Card application, you will be sent your Disney Gift Card eGift via email within hours to any valid email address. The Disney Gift Card eGift can be used at select participating locations at Walt Disney World® Resort, Disneyland® Resort, Disney Cruise Line, Disney Store locations in the U.S., DisneyStore.com, and Adventures by Disney®. Disney Gift Card eGifts are redeemable for goods and services at participating Disney locations. Disney Gift Card eGifts are not refundable or redeemable for cash unless required by law. Disney Gift Card eGifts are not for resale. Disney Gift Card eGifts are issued by, and represents a legal obligation solely of, Disney Gift Card Services, Inc. Lost, damaged or stolen Disney Gift Card eGifts may be replaced only if original email and complete card number are provided. For Disney Gift Card eGift balance inquiries, call 1-877-650-4327 or visit DisneyGiftCard.com. For complete terms and conditions (including arbitration agreement), visit DisneyGiftCard.com. The value of this offer or program may result in miscellaneous income received from Chase and we may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) for the year in which you participate and are awarded the benefits of the offer/program. You are responsible for any tax liability related to participating in the offer/program. Please consult your own tax advisor if you have any questions about how this could affect your taxes. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. All trademarks are property of their respective owners. If your account is not open for at least 6 months, Chase and Disney reserve the right to cancel the Disney Gift Card eGift.

10$300 Statement Credit with the Disney Inspire Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Offers may vary and may not be available through all application methods when applying for the Disney Visa Credit Cards. In some instances, an application may require additional time to process. To qualify and receive your $300 statement credit, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. After qualifying, please allow up to 8 weeks for your credit to appear in your statement.

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