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5 Reasons Why the Disney® Visa® Credit Card is Worth It

Updated
Father and daughter in front of castle

Is the Disney Visa Credit Card Worth it? We say, “Yes!” And we’ve listed five reasons below. Whether you’re visiting the Disneyland® Resort or Walt Disney World® Resort, sailing the high seas on Disney Cruise Line or shopping at DisneyStore.com, you have many enchanting ways to get more Disney with the Disney Visa Card. From savings at select dining locations to Cardmember-exclusive Character Experience locations, there’s something for everyone!1234

Reason 1: It’s the only card that allows you to earn Disney Rewards Dollars

Disney Rewards Dollars can help make your Disney dreams come true. You can redeem them toward something as simple as an afternoon ice cream cone at Disney parks or as extravagant as the Spirit of Aloha Dinner Show at Disney’s Polynesian Village Resort—plus a world of possibilities beyond and between. Disney Rewards Dollars can also be used aboard Disney Cruise Line and at other enchanting destinations including Aulani, a Disney Resort and Spa in Ko Olina, Hawai’i.5

Film buffs can redeem Disney Rewards Dollars toward tickets for Disney, Pixar, and Star Wars movies at AMCTheatres.com or on the AMC Theatres Mobile App.5

And when shopping online, you can redeem Disney Rewards Dollars toward a fun Character t-shirt, a chic art print or just about anything your heart desires at DisneyStore.com.

If you’re a Disney Premier Visa Cardmember, you can also redeem toward airline tickets. Simply purchase them with your Disney Premier Visa Card and then pay yourself back by redeeming Disney Rewards Dollars for a credit on your monthly statement.7

Reason 2: You can save at DisneyStore.com and when shopping at the Parks

Souvenirs are an essential part of any vacation, and with so many options at the Disney parks, you’re sure to find something that makes the perfect memento. Plus, you can save 10% on select merchandise purchases with your Disney Visa Card.19 For example, at Walt Disney World® Resort, you can treat yourself or a loved one to plush toys, pins and other classic keepsakes from the Emporium. At the Disneyland® Resort, you can gear up for galactic adventures with some Star Wars robes from Black Spire Outfitters or go classic with a pair of Mickey Mouse ears from Disney Showcase. And that’s just the beginning of the shopping options at Disney parks.

You’ll also save 10% on select merchandise purchases at DisneyStore.com, where you can browse Disney goodies anytime, anywhere. You’ll find everything from Buzz Lightyear action figures to Minnie Mouse earrings and much more. Whether you’re looking to fill stockings, find a perfect birthday gift, prepare for back-to-school season or just give yourself a little something, these savings will come in handy.4

Reason 3: You can meet some favorite Disney Characters

Get exclusive access to private Cardmember locations at Disney parks, where you can hang with some favorite Characters and receive complimentary digital photos to commemorate the experience.13

At Walt Disney World® Resort, you’ll find the Disney Character Experience at the Disney Visa Photo Spot in Future World at EPCOT®; find the Star Wars Character Experience at the Star Wars Launch Bay in Disney’s Hollywood Studios®.

At the Disneyland® Resort, the Disney Character Experience is in Hollywood Land at Disney California Adventure® Park, and the Star Wars Photo Opportunity is outside of Star Wars Launch Bay in Tomorrowland at Disneyland® Park.

At all locations, simply show your Disney Visa Card for entry!

Reason 4: Save on dining experiences at the Parks

At the Disneyland® Resort, you can receive dining savings at more than a dozen different restaurants. Grab a quick lunch of street tacos at Cocina Cucamonga Mexican Grill or a lobster roll at the Harbour Galley seafood shanty. In the evening, wind down with a relaxing meal of fettuccine shrimp alfredo amid the Mediterranean garden at Wine Country Trattoria. These are just a few ways to enjoy your 10% off most meals, most days at the above locations and more.

Visiting Walt Disney World® Resort? You’ll find more than 20 select locations where you can take advantage of the dining savings and receive 10% off most meals, most days, when you use your Disney Visa Card. Eat your way around the world, sitting down to Moroccan Harira at Boma – Flavors of Africa or Spanish pinxtos at Toledo – Tapas, Steak & Seafood. Celebrate a special occasion by feasting on scallops at the contemporary American fine-dining restaurant Flying Fish or treat yourself to a New York strip at Le Cellier Steakhouse. There are so many delicious options to explore!12

Reason 5: Enjoy Special Vacation Financing on Disney Vacations

When you book select Disney vacation packages through the Walt Disney Travel Company, online at Disney sites or through other eligible travel agents or sites, you’ll be eligible to receive special vacation financing. That makes it easy to plan a visit to Walt Disney World® Resort or the Disneyland® Resort, and your vacation options don’t end there!15

The same special vacation financing can be applied to voyages on Disney Cruise Line, which sets sail to the Caribbean, South Pacific and many other destinations. It can also be applied when you plan a tropical trip to Aulani Resort in Hawai’i or a vacation with Adventures by Disney®, which can take you to Greece, Egypt and beyond!

There are so many reasons to use your Disney Visa Card—but the most important one is that it helps you make incredible Disney memories with loved ones. Learn more about which card is right for you.

Related Posts

NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more
NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more
NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more

1Disney Theme Park & Resort Perks

Offers and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase to receive special offers. Merchandise discount may not be available for certain items and at certain locations including Disneyland® Resort and Walt Disney World® Resort Operating Participant locations and any other locations or kiosks that are not owned or operated by the owners of the Disneyland® Resort or Walt Disney World® Resort. To receive a merchandise discount, you must mention the specific offer. For entry into the Disney, Heroic Encounter or Star Wars Cardmember Photo Opportunities, you must present your valid Disney Visa Card. Not valid in combination with other offers, discounts, promotions or with any previous purchase. Minimum purchase and/or separate Theme Park admission and Theme Park reservation may be required. Offers are for personal use only and may not be transferred or resold. Chase is not responsible or liable for fulfillment of these Disney Theme Park and Resort perks.

2Dining Savings at Disney Parks & Resorts

Offer and offer elements including, but not limited to, participating locations and eligible food and beverages, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Offer excludes alcoholic beverages, select new food and beverage offerings, merchandise, tobacco, room service, holiday buffets, tax and gratuity. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card at time of purchase for full amount of purchase. Discount valid at the following Walt Disney World® Resort restaurant locations: Disney’s Animal Kingdom Lodge & Villas: Boma – Flavors of Africa, Jiko – The Cooking Place (see restrictions), and Sanaa; Disney’s Beach Club Resort: Beaches and Cream and Cape May Cafe; Disney’s BoardWalk Inn & Villas: Flying Fish (see restrictions); Disney’s Caribbean Beach Resort: Sebastian’s Bistro; Disney’s Contemporary Resort: Steakhouse 71; Disney’s Coronado Springs Resort: Three Bridges Bar & Grill and Toledo – Tapas, Steak & Seafood; Disney’s Grand Floridian Resort & Spa: Citricos (see restrictions), Grand Floridian Cafe, and Narcoossee’s (see restrictions); Disney’s Old Key West Resort: Olivia’s Cafe; Disney’s Polynesian Village Resort: Kona Cafe; Disney’s Port Orleans Resort: Boatwrights Dining Hall; Disney’s Saratoga Springs Resort & Spa: The Turf Club Bar and Grill; Disney’s Wilderness Lodge: Whispering Canyon Cafe; Disney’s Yacht Club Resort: Ale & Compass Restaurant and Yachtsman Steakhouse; Disney’s Animal Kingdom® Theme Park: Tiffins; Disney’s Hollywood Studios®: Roundup Rodeo BBQ, Sci-Fi Dine-In Theater Restaurant, and The Hollywood Brown Derby (see restrictions); EPCOT®: Biergarten Restaurant (see restrictions), Coral Reef Restaurant, Le Cellier Steakhouse, Rose & Crown Dining Room, and Spice Road Table; Magic Kingdom® Park: Crystal Palace, Diamond Horseshoe, Jungle Navigation Co. Ltd. Skipper Canteen, Liberty Tree Tavern, The Plaza Restaurant, and Tony's Town Square Restaurant. For locations where it is noted to see restrictions, the discount does not apply to the following dates: 11/27/2025, 12/25/2025, 12/28/2025, 12/29/2025, 12/30/2025, 12/31/2025, 1/1/2026, 1/2/2026, 2/13/2026, 2/14/2026, 2/15/2026, 4/3/2026, 4/4/2026 and 4/5/2026. Discount valid at the following Disneyland® Resort restaurant locations, subject to location availability: Disneyland® Park: Cafe Orleans, Carnation Café, The Golden Horseshoe, Harbour Galley, Plaza Inn, River Belle Terrace, Royal Street Veranda, and Troubadour Tavern; Disney California Adventure® Park: Carthay Circle Lounge – Alfresco Dining, Cocina Cucamonga Mexican Grill, Lucky Fortune Cookery, Paradise Garden Grill, Sonoma Terrace, Studio Catering Co., and Wine Country Trattoria; Disney's Grand Californian Hotel® & Spa: GCH Craftsman Bar and Storytellers Café; Disneyland® Hotel: Goofy’s Kitchen and Palm Breeze Bar. Discount valid at the following Disney’s Vero Beach Resort restaurant location: Wind & Waves Grill. Subject to restaurant availability, operating hours and closures. Reservations may be required. Not valid in combination with other offers, discounts or promotions. Separate Theme Park admission and Theme Park reservation may be required. Discount is for personal use only and may not be transferred or resold.

3Cardmember Photo Opportunities

The Disneyland® Resort Cardmember Photo Opportunities are offered daily during set hours–the Disney Cardmember Photo Opportunity and Heroic Encounter Photo Opportunity are at Disney California Adventure® Park and the Star Wars Cardmember Photo Opportunity is at Disneyland® Park. The Walt Disney World® Resort Cardmember Photo Opportunities are offered daily during set hours–the Disney Cardmember Photo Opportunity is at EPCOT® and the Star Wars Cardmember Photo Opportunity is at Disney’s Hollywood Studios®. Separate Theme Park admission and Theme Park reservation required for each Cardmember Photo Opportunity. Must present a valid Disney Visa Card for entry for up to 6 people per cardmember account (each cardmember account may be used for entry only one time per day). Operating times, days of the week, locations and appearance of Characters (digitally or physically, as applicable) may vary and are subject to restrictions and change or cancellation without notice. Offer includes complimentary downloads of your Disney PhotoPass® photos taken at the Disney Visa Cardmember Photo Opportunity location that are associated to your Disney account. To access complimentary downloads of your Disney PhotoPass® photos taken at the Disney Visa Cardmember Photo Opportunity location at the Disneyland® Resort, go to the Disneyland app or Disneyland.com/PhotoPass or at the location at Walt Disney World® Resort, go to the My Disney Experience app or DisneyWorld.com/PhotoPass, and then log-in using your existing account or create an account. MagicBands or other media scanned by the photographer at the time of capture must be linked to your My Disney Experience Profile at Walt Disney World® Resort or linked to your Disneyland® Resort account, or you may claim Disney PhotoPass® cards provided to you by the photographer by entering the Disney PhotoPass® ID number found on the back of your Disney PhotoPass® card. One photo session per valid cardmember account per day. Offer not valid for photos taken at other Disney PhotoPass® locations or attractions photos. Disney PhotoPass® service is subject to the Disney PhotoPass® Terms & Conditions and expiration policy at Disneyland.disney.go.com/PhotoPass-terms-conditions or DisneyWorld.disney.go.com/PhotoPass-terms-conditions, as applicable. Not responsible for missing, lost or damaged photos. Not valid in combination with other offers, discounts or promotions. Offer is for personal use only and may not be transferred or resold. Please visit DisneyRewards.com/ParkPerks for additional information.

4Merchandise Savings at Disney Store

10% Off Purchases for Disney Visa Cardmembers Promotion Restrictions: Valid on select, in-stock merchandise purchased at Disney Store and Disney Outlet Store locations in the U.S., and at DisneyStore.com (online or via phone orders). Not valid on purchases made at Disney Parks and Resorts locations or on Disney Store merchandise purchased from other retailers or using third party websites. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as the form(s) of payment at the time of purchase for full amount of purchase and mention this offer in-store or enter the promo code DRVCMEMBER online, prior to checkout, into the "Add Promotion Code" area and click the "Apply" button. Offer excludes sales tax, shipping & handling charges, gift wrap & gift box charges, personalization charges, Disney Theme Park Tickets, Disney Gift Cards, Disney+ Gift Cards, art & collectibles, books, electronic toys, limited edition & special edition merchandise, items related to a charitable promotion, items from the following brands and collections: Barefoot Dreams, BaubleBar, Bluey, Columbia, CRISLU, D23 Merchandise, Define Me, Disney's Fairy Tale Weddings Rings, Doorables, Harveys, Hasbro Marvel Legends & Star Wars: The Black Series, Hasbro Youth Toys, Havaianas, Hot Toys, Janie & Jack, LEGO, Lilly Pulitzer, Lionel, Lorcana, Mattel, Milk Snob, Monica + Andy, PANDORA, Pandora® Jewelry, Petunia Pickle Bottom, Pleasing, Project Orange, Robosen, Royal Selangor, RSVLTS, Sigma Beauty, Star Wars: Galaxy’s Edge Legacy Lightsaber Hilts, select Star Wars: Galaxy's Edge merchandise, Steiff, Tiana’s Bayou Adventure, and Vera Bradley. Additional exclusions may apply. Visit DisneyStore.com/DRVCPerkDetails for the most current list of exclusions and any updates to these offer terms. Offer cannot be combined with any other offer or discount, except available shipping offers. No adjustments to prior purchases. Valid packing slip or receipt required for returns or exchanges, which will be subject to discount taken at the time of purchase. Offer subject to restrictions and to change without notice. Promotion may not be redeemed for cash, sold, or altered. Internet distribution is strictly prohibited. Use of offer or Promotion Code DRVCMEMBER constitutes acceptance of these offer terms. Void where prohibited. Chase is not responsible or liable for fulfillment of this offer.

5Disney Rewards Dollars

Disney Rewards Dollars are subject to the Disney Rewards Dollars Terms and Conditions for Disney Visa Credit Cards available at DisneyRewards.com/Terms.

6Redeem Disney Rewards Dollars with Pay Yourself Back® for the Disney Premier Visa Card

Disney Rewards Dollars may be redeemed for a statement credit using Pay Yourself Back toward purchases made with your Disney Premier Visa Card at select U.S. Disney locations in Disney Parks and Resorts (for a list of Disney locations, visit DisneyRewards.com/Where-To-Redeem), Disney Store and outlet locations in the U.S., DisneyStore.com, and at DisneyPlus.com, Hulu.com and ESPNPlus.com, and airline purchases, excluding purchases made with third-party providers and travel agencies, within 90 days from the purchase date. Disney Rewards Dollars cannot be redeemed for a statement credit using a Disney Rewards Redemption Card. Categories, eligible merchants, and purchase transaction eligibility may change from time to time without notice. Even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Each Disney Rewards Dollar you redeem for a statement credit toward qualifying purchases with Pay Yourself Back is worth $1.00 (one U.S. dollar), which means that 1.00 Disney Rewards Dollar equals $1.00 in redemption value. Redemptions require a minimum of .01 Rewards Dollar and a maximum of 12 purchases and/or transactions selected in a single order. Statement credits will post to the card account within 3 business days of a request to redeem and will appear on the monthly Chase credit card billing statement within 1-2 billing cycles. Statement credits will reduce your balance, but you are still required to make at least your minimum monthly payment. Disney and Chase reserve the right to determine which Disney Premier Visa Card purchases qualify for a statement credit. Rewards Dollars redeemed for statement credits cannot be returned or re-deposited. Pay Yourself Back may be discontinued at any time. Disney Rewards Dollars are subject to the Disney Rewards Dollars Terms and Conditions for Disney Visa Credit Cards available at DisneyRewards.com/Terms.

7Merchandise Savings at Disney Theme Parks & Resorts

Offer and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures, and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase and mention this offer. Discount is not valid on previous purchases or on purchases of the following: ticket media, Disney Gift Cards, Theme Park admission, arcades, tobacco, alcohol, outdoor vending (e.g., in-Park balloon vendors, glow vendors), Add-a-Dollar (Disney Conservation Fund), postage stamps, rentals (e.g., strollers, ECVs), personalization, Lightning Lane Single Pass, Lightning Lane Multi Pass, Disney PhotoPass® purchases (e.g., purchases through any application, website or onsite sales location), Disney PhotoPass+, Disney PhotoPass+ One Day and Disney PhotoPass+ One Week, Memory Maker and Memory Maker One Day, Capture Your Moment and other photo sessions requiring reservations, select print packages, original or consignment art, select limited editions, select collectibles, select specialized toys, select specialty items (including, without limitation, one-of-a-kind art, Disney-branded original art, celebrity memorabilia, framed Disney Dollars, Artist Sketch Program, framed Disney Gift Cards, framed ticket media, Walt Disney Classics Collection, handmade products (physically touched by an artist/vendor) and artist-signed Vinylmation), purchase-with-purchase offers, select reusable shopping bags, newspapers/periodicals, books, sundries, pantry/prepared foods, kitchen products, digital/video/disposable cameras, consumer electronics (including, without limitation, DVDs, CDs, and software media), Guerlain treatments and cosmetics, Lladró®, Swarovski® Crystal, Tiffany & Co.® Jewelry, Bvlgari®, handmade items, special orders, live auction artwork, select product launches, select premium branded items, Bibbidi Bobbidi Boutique (at Walt Disney World® Resort and onboard Disney Cruise Line), Savi’s Workshop – Handbuilt Lightsabers, and Droid Depot packages, phone, internet, email or mail order purchases, shipping or taxes. Discount is not available at the following locations at the Disneyland® Resort: Games of Pixar Pier, Silhouette Studio, Portrait Artists, face painting locations, letter brush art locations, any other locations that are not owned or operated by the owners of the Disneyland® Resort except for Arribas Brothers Crystal Shops (Crystal Arts and Cristal d’Orleans), or at any Downtown Disney® District location other than Curl Surf, World of Disney® Store, Disney Home, WonderGround Gallery, Marceline’s Confectionery, Disney’s Pin Traders, The Disney Dress Shop, Avengers Reserve, Disney Storyland Boutique, Disney Wonderful World of Sweets and Star Wars™ Trading Post. Discount is not available at the following locations at Walt Disney World® Resort: games, Cast Connection, Disney’s Character Premiere, Disney’s Character Warehouse or Walt Disney World® Resort Operating Participant locations and any other locations or kiosks that are not owned or operated by the owners of the Walt Disney World® Resort, except for ALOHA Collection, Arribas Brothers locations (Crystal Arts by Arribas Brothers, Crystal Arts stores and kiosks), Balocoloc Venetian Masks at La Gemma Elegante, Basin®, Basin White®, The Boathouse, Chapel Hats, Columbia Sportswear Company, Crown & Crest, Good Fortune Gifts and House of Good Fortune, Frontera Cucina, Joffrey’s coffee/tea kiosks and Tea Traders Café by Joffrey’s, Just Fun Socks, Levi’s®, Luxury of Time, M&M Store, Sanuk, Shop for Ireland at Raglan Road™, Sperry, Stance, and Sugarboo & Co. Not valid in combination with other offers, discounts or promotions. Separate Theme Park admission and Theme Park reservation may be required. Discount is for personal use only and may not be transferred or used to purchase merchandise with the intent to resell the merchandise.

8Special Vacation Financing

Get special vacation financing on select Disney Resort packages, all Adventures by Disney® packages, National Geographic Expeditions, all AULANI, A Disney Resort & Spa, Ko Olina, Hawai‘i vacation packages, and all Disney Cruise Line packages (collectively, Disney Vacation Packages). Disney Vacation Packages must be booked by you through the Walt Disney Travel Company, Disney Cruise Line or Adventures by Disney Travel Services, Inc., online at Disney sites or through other eligible travel agents or sites, and charged to your Disney Visa Credit Card prior to commencement of your vacation. Other restrictions and exclusions apply. New Applicants: Please refer to the applicable Pricing & Terms for pricing details: Disney Inspire Visa Card pricing↗; Disney Premier Visa Card pricing↗; Disney Visa Card pricing↗. If you received an offer in the mail, please refer to the Pricing & Terms included with that offer. You will receive complete terms and conditions for this offer once you become a cardmember. Existing Cardmembers: For complete details please refer to your Cardmember Agreement.

9$300 Disney Gift Card eGift with the Disney Inspire Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Upon approval of your Disney Inspire Visa Card application, you will be sent your Disney Gift Card eGift via email within hours to any valid email address. The Disney Gift Card eGift can be used at select participating locations at Walt Disney World® Resort, Disneyland® Resort, Disney Cruise Line, Disney Store locations in the U.S., DisneyStore.com, and Adventures by Disney®. Disney Gift Card eGifts are redeemable for goods and services at participating Disney locations. Disney Gift Card eGifts are not refundable or redeemable for cash unless required by law. Disney Gift Card eGifts are not for resale. Disney Gift Card eGifts are issued by, and represents a legal obligation solely of, Disney Gift Card Services, Inc. Lost, damaged or stolen Disney Gift Card eGifts may be replaced only if original email and complete card number are provided. For Disney Gift Card eGift balance inquiries, call 1-877-650-4327 or visit DisneyGiftCard.com. For complete terms and conditions (including arbitration agreement), visit DisneyGiftCard.com. The value of this offer or program may result in miscellaneous income received from Chase and we may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) for the year in which you participate and are awarded the benefits of the offer/program. You are responsible for any tax liability related to participating in the offer/program. Please consult your own tax advisor if you have any questions about how this could affect your taxes. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. All trademarks are property of their respective owners. If your account is not open for at least 6 months, Chase and Disney reserve the right to cancel the Disney Gift Card eGift.

10$300 Statement Credit with the Disney Inspire Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Offers may vary and may not be available through all application methods when applying for the Disney Visa Credit Cards. In some instances, an application may require additional time to process. To qualify and receive your $300 statement credit, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. After qualifying, please allow up to 8 weeks for your credit to appear in your statement.

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