Introducing the new Disney® Inspire Visa® Card

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A Review of Everything You Should Know About the Disney® Visa® Credit Cards

Updated
Cinderella with Guests

The Disney Visa Credit Card is the ultimate key to unlocking your Disney dreams. Maybe you’ve already thought about signing up but don’t know if you should get the Disney® Premier® Visa Card or the Disney Visa Credit Card. Maybe you’re not sure what the benefits of being a Cardmember are or how to redeem Disney Rewards Dollars.1 Or maybe you just want to know if you can get a Card with Darth Vader on it. (Spoiler alert: You can!) Not to worry. We’ve got answers to all your Disney Visa Card questions.

How does the Disney Visa Card work?

The Disney Visa Card can be used for any purchase.

That’s great because it’s the only credit card that lets you earn and redeem Disney Rewards Dollars. Each Disney Rewards Dollar equals $1 USD and can be put toward Disney U.S. theme park tickets, Disney Cruise Line packages and lots more.2 The Disney Visa Card also gives you exclusive Cardmember perks, like special vacation financing and private Cardmember locations at select Disney parks. At these Cardmember exclusive locations, you can meet, pose and take pictures with some favorite Characters. You can also get complimentary downloads of your Disney PhotoPass® photos later.345

Character Breakfast

Are there annual fees for the Disney Visa Cards?

There’s no annual fee for the Disney Visa Card. The Disney Premier Visa Card does have a fee. To discover which Card is right for you, visit the Compare Cards page to get the full details.

Can new Disney Visa Cardmembers earn a bonus?

New Cardmembers can earn a bonus (sometimes referred to as a signup bonus) after making qualifying purchases with their Disney Visa Card within three months of account opening. The bonus comes in the form of a statement credit applied to your account and can be used to help offset the cost of Disney experiences and vacation opportunities. This offer is available to you if you do not have this card and have not received a new Cardmember bonus for this Card in the past 24 months, for the Disney Premier Visa Card.67

Family walking at Main Street

 

Want to compare both Card options at a glance? The table below lists all the benefits side by side, so you can decide which one is right for you.

Related Posts

NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more
NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more
NEW + EXCLUSIVE

For New Disney® Inspire Visa® Cardmembers

$600 OFFER

A $300 Disney Gift Card eGift upon approval + earn a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.12

Learn more

1New Applicants: Earn Disney Rewards Dollars with the Disney Premier Visa Card

The terms and conditions that apply to Disney Rewards Dollars are available at DisneyRewards.com/Terms and will be provided to you with your Disney Premier Visa Card once your new account is established.

 

Subject to credit approval. You will earn 5% total in Disney Rewards Dollars for each $1 spent on Qualifying Purchases (as defined below) made directly at DisneyPlus.com, Hulu.com, or plus.espn.com for (a) a Disney+, Hulu or ESPN+ monthly or annual subscription, or (b) the bundle subscription, or (c) additional Disney+, Hulu, or ESPN+ purchases, including Premier Access on Disney+, add-ons on Hulu, and pay-per-view events on ESPN+. For clarity, you will receive an additional 4% in Disney Rewards Dollars on top of the standard 1% for a total of 5% on these subscription purchases and additional Disney+, Hulu and ESPN+ purchases. Your purchase of any of these subscriptions or additional Disney+, Hulu or ESPN+ purchases will not earn an additional 4% in Disney Rewards Dollars if your purchase is made through a third-party device or digital platform (unless such device or platform redirects to DisneyPlus.com, Hulu.com or plus.espn.com for purchase) or as a bundle with cable services or as another bundle. Disney+, Hulu, and ESPN+ gift card and subscription card purchases that are purchased directly from DisneyPlus.com, Hulu.com or plus.espn.com will earn an additional 4% in Disney Rewards Dollars, but such gift card and subscription card purchases that are purchased from a point of sale location other than DisneyPlus.com, Hulu.com or plus.espn.com will not earn an additional 4% in Disney Rewards Dollars. You will earn 2% total in Disney Rewards Dollars for each $1 spent on Qualifying Purchases made at (i) Disney Locations in the U.S. and (ii) at a merchant in any of the following rewards categories: gas stations, grocery stores or dining at restaurants, including takeout and eligible delivery services. For clarity, you will receive an additional 1% in Disney Rewards Dollars on top of the standard 1% for a total of 2% on these Qualifying Purchases. You will earn 1% in Disney Rewards Dollars for each $1 spent on all other Qualifying Purchases. For important information about Chase rewards categories, see DisneyRewards.com/FAQs. (“Qualifying Purchases” means the amount of your retail purchases of goods and services minus returns or refunds that qualify for Disney Rewards Dollars in a billing cycle and do not include balance transfers, cash advances, cash-like transactions including, but not limited to: travelers checks, foreign currency, money orders, wire transfers, cryptocurrency, other similar digital or virtual currency and other similar transactions; lottery tickets, casino gaming chips, race track wagers or similar offline and online betting transactions; person-to-person money transfers and account-funding transactions that transfer currency, any checks that access your Card Account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.)

2Disney Rewards Dollars

Disney Rewards Dollars are subject to the Disney Rewards Dollars Terms and Conditions for Disney Visa Credit Cards available at DisneyRewards.com/Terms.

3Special Vacation Financing

Get special vacation financing on select Disney Resort packages, all Adventures by Disney® packages, National Geographic Expeditions, all AULANI, A Disney Resort & Spa, Ko Olina, Hawai‘i vacation packages, and all Disney Cruise Line packages (collectively, Disney Vacation Packages). Disney Vacation Packages must be booked by you through the Walt Disney Travel Company, Disney Cruise Line or Adventures by Disney Travel Services, Inc., online at Disney sites or through other eligible travel agents or sites, and charged to your Disney Visa Credit Card prior to commencement of your vacation. Other restrictions and exclusions apply. New Applicants: Please refer to the applicable Pricing & Terms for pricing details: Disney Inspire Visa Card pricing↗; Disney Premier Visa Card pricing↗; Disney Visa Card pricing↗. If you received an offer in the mail, please refer to the Pricing & Terms included with that offer. You will receive complete terms and conditions for this offer once you become a cardmember. Existing Cardmembers: For complete details please refer to your Cardmember Agreement.

4Disney Theme Park & Resort Perks

Offers and offer elements including, but not limited to, participating locations and eligible items, are subject to availability, capacity limitations, closures and additional restrictions and exclusions, may change or be canceled without notice, and are not guaranteed. Must use your valid Disney Visa Card and/or Disney Rewards Redemption Card as form(s) of payment at the time of purchase for full amount of purchase to receive special offers. Merchandise discount may not be available for certain items and at certain locations including Disneyland® Resort and Walt Disney World® Resort Operating Participant locations and any other locations or kiosks that are not owned or operated by the owners of the Disneyland® Resort or Walt Disney World® Resort. To receive a merchandise discount, you must mention the specific offer. For entry into the Disney, Heroic Encounter or Star Wars Cardmember Photo Opportunities, you must present your valid Disney Visa Card. Not valid in combination with other offers, discounts, promotions or with any previous purchase. Minimum purchase and/or separate Theme Park admission and Theme Park reservation may be required. Offers are for personal use only and may not be transferred or resold. Chase is not responsible or liable for fulfillment of these Disney Theme Park and Resort perks.

5Cardmember Photo Opportunities

The Disneyland® Resort Cardmember Photo Opportunities are offered daily during set hours–the Disney Cardmember Photo Opportunity and Heroic Encounter Photo Opportunity are at Disney California Adventure® Park and the Star Wars Cardmember Photo Opportunity is at Disneyland® Park. The Walt Disney World® Resort Cardmember Photo Opportunities are offered daily during set hours–the Disney Cardmember Photo Opportunity is at EPCOT® and the Star Wars Cardmember Photo Opportunity is at Disney’s Hollywood Studios®. Separate Theme Park admission and Theme Park reservation required for each Cardmember Photo Opportunity. Must present a valid Disney Visa Card for entry for up to 6 people per cardmember account (each cardmember account may be used for entry only one time per day). Operating times, days of the week, locations and appearance of Characters (digitally or physically, as applicable) may vary and are subject to restrictions and change or cancellation without notice. Offer includes complimentary downloads of your Disney PhotoPass® photos taken at the Disney Visa Cardmember Photo Opportunity location that are associated to your Disney account. To access complimentary downloads of your Disney PhotoPass® photos taken at the Disney Visa Cardmember Photo Opportunity location at the Disneyland® Resort, go to the Disneyland app or Disneyland.com/PhotoPass or at the location at Walt Disney World® Resort, go to the My Disney Experience app or DisneyWorld.com/PhotoPass, and then log-in using your existing account or create an account. MagicBands or other media scanned by the photographer at the time of capture must be linked to your My Disney Experience Profile at Walt Disney World® Resort or linked to your Disneyland® Resort account, or you may claim Disney PhotoPass® cards provided to you by the photographer by entering the Disney PhotoPass® ID number found on the back of your Disney PhotoPass® card. One photo session per valid cardmember account per day. Offer not valid for photos taken at other Disney PhotoPass® locations or attractions photos. Disney PhotoPass® service is subject to the Disney PhotoPass® Terms & Conditions and expiration policy at Disneyland.disney.go.com/PhotoPass-terms-conditions or DisneyWorld.disney.go.com/PhotoPass-terms-conditions, as applicable. Not responsible for missing, lost or damaged photos. Not valid in combination with other offers, discounts or promotions. Offer is for personal use only and may not be transferred or resold. Please visit DisneyRewards.com/ParkPerks for additional information.

6$400 Statement Credit with the Disney Premier Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Offers may vary and may not be available through all application methods when applying for the Disney Visa Credit Cards. In some instances, an application may require additional time to process. To qualify and receive your $400 statement credit, you must make Purchases totaling $1000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. After qualifying, please allow up to 8 weeks for your credit to appear in your statement.

7$200 Statement Credit with the Disney Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Offers may vary and may not be available through all application methods when applying for the Disney Visa Credit Cards. In some instances, an application may require additional time to process. To qualify and receive your $200 statement credit, you must make Purchases totaling $500 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. After qualifying, please allow up to 8 weeks for your credit to appear in your statement.

8$300 Disney Gift Card eGift with the Disney Inspire Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Upon approval of your Disney Inspire Visa Card application, you will be sent your Disney Gift Card eGift via email within hours to any valid email address. The Disney Gift Card eGift can be used at select participating locations at Walt Disney World® Resort, Disneyland® Resort, Disney Cruise Line, Disney Store locations in the U.S., DisneyStore.com, and Adventures by Disney®. Disney Gift Card eGifts are redeemable for goods and services at participating Disney locations. Disney Gift Card eGifts are not refundable or redeemable for cash unless required by law. Disney Gift Card eGifts are not for resale. Disney Gift Card eGifts are issued by, and represents a legal obligation solely of, Disney Gift Card Services, Inc. Lost, damaged or stolen Disney Gift Card eGifts may be replaced only if original email and complete card number are provided. For Disney Gift Card eGift balance inquiries, call 1-877-650-4327 or visit DisneyGiftCard.com. For complete terms and conditions (including arbitration agreement), visit DisneyGiftCard.com. The value of this offer or program may result in miscellaneous income received from Chase and we may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) for the year in which you participate and are awarded the benefits of the offer/program. You are responsible for any tax liability related to participating in the offer/program. Please consult your own tax advisor if you have any questions about how this could affect your taxes. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. All trademarks are property of their respective owners. If your account is not open for at least 6 months, Chase and Disney reserve the right to cancel the Disney Gift Card eGift.

9$300 Statement Credit with the Disney Inspire Visa Card

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Offers may vary and may not be available through all application methods when applying for the Disney Visa Credit Cards. In some instances, an application may require additional time to process. To qualify and receive your $300 statement credit, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. After qualifying, please allow up to 8 weeks for your credit to appear in your statement.

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