A Review of Everything You Should Know About the Disney^® Visa^® Credit Cards

December 2, 2022

The Disney Visa Credit Card is the ultimate key to unlocking your Disney dreams. Maybe you’ve already thought about signing up but don’t know if you should get the Disney^® Premier^® Visa Card or the Disney Visa Credit Card. Maybe you’re not sure what the benefits of being a Cardmember are or how to redeem Disney Rewards Dollars.⁰ Or maybe you just want to know if you can get a Card with Darth Vader on it. (Spoiler alert: You can!) Not to worry. We’ve got answers to all your Disney Visa Card questions.

How does the Disney Visa Card work?

The Disney Visa Card can be used for any purchase.

That’s great because it’s the only credit card that lets you earn and redeem Disney Rewards Dollars. Each Disney Rewards Dollar equals $1 USD and can be put toward Disney U.S. theme park tickets, Disney Cruise Line packages and lots more.⁰ The Disney Visa Card also gives you exclusive Cardmember perks, like special vacation financing and private Cardmember locations at select Disney parks where you can get a complimentary photo.⁰⁰⁰

Disney Cruise Line

How to qualify for the Disney Visa
Credit Card

To be eligible for a Disney Visa Card, you must have a valid permanent home address within the 50 United States, the District of Columbia, Guam, Puerto Rico or the US Virgin Islands, or have a US military address. Credit scores are also reviewed when eligibility is considered.

Are there annual fees for the Disney
Visa Cards?

There’s no annual fee for the Disney Visa Card. The Disney Premier Visa Card does have a fee. To discover which Card is right for you, visit the Compare Cards page to get the full details.

Can new Disney Visa Cardmembers earn
a bonus?

New Cardmembers can earn a bonus (sometimes referred to as a signup bonus) after making qualifying purchases with their Disney Visa Card within three months after signing up for an account. The bonus comes in the form of a statement credit applied to your account and can be used to help offset the cost of Disney experiences and vacation opportunities. Check out our article 4 Fun Ways to Use Your New Cardmember Bonus to learn more. This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months, for Disney Premier Visa Card.⁰⁰

Dining

Want to compare both card options at a glance? The table below lists all the benefits side by side, so you can decide which one is right for you.

Disney Premier Visa Card

Disney Visa Card

Annual fee

Yes, there is an annual fee.

No, there is no annual fee.

Rewards

Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com.

Earn 2% on card purchases at gas stations, grocery stores, restaurants and most Disney U.S. locations.

Earn 1% on all your other card purchases.⁰

Earn 1% in Disney Rewards Dollars on all card purchases.⁰

Airline travel redemption

Yes, Disney Premier Visa Cardmembers can redeem toward airline travel.⁰

Not available.

New Cardmember bonus

Yes, new Premier Cardmembers can earn a statement credit after making qualifying purchases in the first three months of account opening.

Yes, new Cardmembers can earn a statement credit after making qualifying purchases in the first three months of account opening.

Card designs

Change your card design anytime for free.

How to use Disney Rewards Dollars

Disney Rewards Dollars can help make your Disney dreams come true.⁰ For a crash course on how they can bring more Disney into your life, study up on Disney Rewards 101: Disney Rewards Dollars.

Movie

How much are Disney Rewards Dollars worth

It’s simple: 1 Disney Rewards Dollar = $1 USD when redeeming at qualifying Disney locations.⁰

How to earn Disney Rewards Dollars

Cardmembers earn 1% in Disney Rewards Dollars every time they make a purchase. Even better? With the Disney Premier Visa Card, you’ll earn 2% at gas stations, grocery stores, restaurants and most Disney U.S. locations. With the Disney Premier Visa Card, you’ll earn 2% at gas stations, grocery stores, restaurants and most Disney U.S. locations; plus, you’ll earn 5% on purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com.” And the best news of all? There are no limits to how many Disney Rewards Dollars you can earn with either card.⁰

How to redeem Disney Rewards Dollars

Whatever your Disney dreams are, Disney Rewards Dollars can help make them a reality. Redeem them toward select Disney dining, shopping, hotels, weddings, travel and more in the U.S. You can even use them toward Disney, Disney and Pixar, and Star Wars movie tickets at AMC Theatres when you buy tickets via AMCTheatres.com or on the AMC Theatres Mobile App.⁰ Premier Cardmembers are also able to redeem them toward airline travel.⁰

What are the perks of being a Disney
Visa Cardmember?

The Disney Visa Card offers unique perks just for Disney fans—from savings on shopping and dining to Cardmember photo opportunities and special limited-time offers.⁰⁰⁰⁰

Group photo

Special Vacation Financing

Cardmembers get special vacation financing on Disney vacation packages at Walt Disney World^® Resort, the Disneyland^® Resort, Disney Cruise Line and other U.S. Disney destinations. Explore the Vacation Perks page to see all the getaway possibilities.⁰

Cardmember Photo Opportunities

The Disney Visa Card is your passport to a keepsake pic. Get a complimentary digital download of your photo at private Cardmember locations at Walt Disney World^® Resort, found in Future World at EPCOT^® and outside the Star Wars Launch Bay. Characters are temporarily unavailable at our Star Wars Launch Bay location; instead, you can get a Disney Magic Shot there.

At the Disneyland^® Resort, you’ll find the locations in Hollywood Land in Disney California Adventure^® Park and in Tomorrowland at Disneyland^® Park. Characters may be temporarily unavailable; when unavailable, Cardmembers can enjoy a Disney Magic Shot at the same location.⁰⁰

Shop Savings

You’ll get great deals on Disney merchandise when you shop with your Disney Visa Card. Use it to make purchases and save 10% on select items at shopDisney.com.⁰ And when you use it at the parks, you’ll receive 10% off select merchandise purchases of $50 or more.⁰⁰

Shopping

Dining Savings

Did you know you can save 10% on most meals, most days at select locations at Walt Disney World^® Resort and the Disneyland^® Resort when you pay with your Disney Visa Card?⁰⁰ For the full list of participating restaurants and info on their themes and menus, visit our Disney Rewards Dining Guide.

Guided Tour Savings

Your Disney Visa Card can also save you money on some amazing Disney experiences. Pay with your Card and you’ll save 15% on select guided tours at Walt Disney World^® Resort, such as Wild Africa Trek at Disney’s Animal Kingdom^® Theme Park and more.⁰⁰

Recreation Savings

Savings aren’t limited to tours either. You’ll get 10% off select recreation experiences at Walt Disney World^® Resort, such as a carriage rides at Disney’s Port Orleans Resort. On Disney Cruise Line, you can save on Castaway Cay Getaway Packages. And at Aulani, A Disney Resort & Spa in Ko Olina, Hawai’i, you can enjoy 10% off snorkeling in Rainbow Reef, kapa-inspired t-shirt printing and purchasing a ukulele after taking a lesson on how to play.⁰⁰⁰⁰

Snorkeling

Operating Participant Savings

Operating participant locations in Disney parks are also great places to save when you use your Disney Visa Card on select purchases. At Disney Springs^® in Orlando, you’ll get savings on your purchases at Joffrey’s Coffee & Tea Co.^®, Paddlefish, Planet Hollywood^® and more. And at Downtown Disney^® District in Anaheim, you can take advantage of this perk at Wetzel’s^® Pretzels, Ballast Point^® Brewing Company and other locations.⁰⁰⁰

Digital Photo Package Savings

Cardmembers who set sail with Disney Cruise Line will receive 10% off the non-discounted price of 10-photo, 15-photo, 20-photo and all-inclusive digital photo packages.⁰ Sign up for a package, and professional photographers aboard your vessel will take custom studio portraits and candid shots of you to create the ultimate vacation photo album.

Girl and Mickey

Spa Savings

Your Disney Visa Card also becomes your ticket to savings on relaxation aboard Disney Cruise Line. Use it to pay and get 20% off select treatments like massages and facials on port days.⁰

Spa

Entertainment Savings

Use your Disney Visa Card to purchase premium tickets to Disney on Broadway shows like ALADDIN and THE LION KING and you’ll receive a Cardmember-exclusive VIP package with a keepsake cup and commemorative print.⁰

Limited-Time Offers

Still not enough? In addition to all of the year-round perks, Disney Visa Cardmembers also get special limited-time offers. These change throughout the year but can include limited-edition merchandise, travel offers, hotel savings and more.

What do the Disney Visa Cards look like?

There are several fun Disney Visa Card designs to choose from, so you’ll be sure to find a look that fits your personality.²⁰ Suddenly feeling more Mickey & Friends than Darth Vader? Not to worry—it’s free and easy to change your design anytime. Whichever you pick, all cards are contactless and conveniently enabled with the tap-to-pay feature.

Why should you get the Disney Visa Card or Disney Premier Visa Card?

If you’re here, you’re a true Disney super fan, and these are the only Cards that will turn your passion into lasting memories, by letting you earn and redeem Disney Rewards Dollars toward amazing Disney experiences.⁰

More savings, more experiences, more fun and definitely lots more Disney—if you need more of all those things in your life, then the Disney Visa Card is a must-have. If you’re interested in how to apply for the Disney Visa Card, jump over to the Compare Cards page to learn more.

A Review of Everything You Should Know About the Disney® Visa® Credit Cards