The Disney® Visa® Credit Card is the ultimate key to unlocking your Disney dreams. Maybe you’ve already thought about signing up but don’t know if you should get the Disney® Inspire Visa® Card, the Disney® Premier Visa® Card or the Disney® Visa® Credit Card. Maybe you’re not sure what the benefits of being a Cardmember are or how to redeem Disney Rewards Dollars.1 Or maybe you just want to know if you can get a card with Darth Vader on it. (Spoiler alert: You can!) Not to worry. We’ve got answers to all your Disney Visa Credit Card questions.
Can’t wait? Check out the Compare Cards page to see the benefits for each card, along with new Cardmember offers.
How does the Disney Visa Card work?
The Disney Visa Card can be used for any purchase.
That’s great news because it’s the only credit card that lets you earn and redeem Disney Rewards Dollars. Each Disney Rewards Dollar equals $1 USD and can be put toward Disney U.S. Theme Park Tickets, Disney Cruise Line packages and lots more.1 The Disney Visa Card also gives you exclusive Cardmember perks, like special vacation financing and access to Character Experience photo opportunities held in various locations at Disney Parks. You can also get complimentary downloads of your Disney PhotoPass® photos later.234

Are there annual fees for the Disney Visa Cards?
There’s no annual fee for the Disney Visa Card. Both the Disney Inspire Visa Card and the Disney Premier Visa Card have annual fees. To discover which card is right for you, visit the Compare Cards page to get the full details.

Want to compare all three card options at a glance? The table below lists all the benefits side by side so you can decide which card is right for you.
| Disney Inspire Visa Card | Disney Premier Visa Card | Disney Visa Card | |
| Annual fee | Yes, there is an annual fee. | Yes, there is an annual fee. | No, there is no annual fee. |
| Rewards | Earn 10% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com.15 Earn 3% on card purchases at DisneyStore.com and gas stations as well as most Disney U.S. locations.15 Earn 2% on card purchases at grocery stores and restaurants.15 Earn 1% on all your other card purchases.15 | Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com.16 Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney U.S. locations.16 Earn 1% on all your other card purchases.16 | Earn 1% in Disney Rewards Dollars on all card purchases.17 |
| Airline travel redemption | Yes, Disney® Inspire Visa® Cardmembers can use Pay Yourself Back® to redeem Rewards Dollars for a statement credit toward airline purchases.158 | Yes, Disney® Premier Visa® Cardmembers can use Pay Yourself Back® to redeem Rewards Dollars for a statement credit toward airline purchases.169 | Airline travel redemption is not available for Disney® Visa® Cardmembers. |
| Card designs | Change your card design anytime for free.10 | Change your card design anytime for free.10 | Change your card design anytime for free.10 |
How to use Disney Rewards Dollars
Disney Rewards Dollars can be used toward almost anything Disney.1 For a crash course on how they can bring more Disney into your life, study up on Disney Rewards 101: Disney Rewards Dollars.

How much are Disney Rewards Dollars worth?
It’s simple: 1 Disney Rewards Dollar is equal to a $1 value when redeeming toward Disney products and offerings at most Disney locations in the U.S.1
How to earn Disney Rewards Dollars
Cardmembers earn 1% in Disney Rewards Dollars every time they make a purchase with their Disney Visa Card.1
Even better? With the Disney Premier Visa Card, you’ll earn 5% in Disney Rewards Dollars on purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. Earn 2% on card purchases at gas stations, grocery stores, restaurants and most other Disney U.S. locations. Earn 1% on all your other card purchases.16
Those earnings are even higher with the Disney Inspire Visa Card! You’ll earn 10% in Disney Rewards Dollars on purchases made with your Disney Inspire Visa Card directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. Earn 3% on card purchases at gas stations and most other U.S. Disney locations. Earn 2% on card purchases at grocery stores and restaurants. Earn 1% on all your other card purchases.15 And the best news of all? There are no limits to how many Disney Rewards Dollars you can earn with any of the cards.1
Earn even more Disney Rewards Dollars with the Disney Inspire Visa Card
Disney Inspire Visa Cardmembers have exclusive opportunities to earn additional Disney Rewards Dollars! When you use your Disney Inspire Visa Card, you qualify for the Disney Vacation Reward each anniversary year. Earn 200 Disney Rewards Dollars after spending $2,000 per anniversary year at Disney Resorts in the U.S. and Disney Cruise Line bookings when you use your Disney Inspire Visa Card.11
How to redeem Disney Rewards Dollars
Turn your Disney Rewards Dollars into memorable Disney moments. Redeem them toward eligible Disney dining, shopping, hotels, travel and more in the U.S.1 You can even use them toward Disney, Disney and Pixar and Star Wars movie tickets at AMC Theatres when you buy tickets via AMCTheatres.com ↗ or via the AMC Theatres Mobile App ↗.1
If you have a Disney Inspire Visa Card or a Disney Premier Visa Card, you can use Pay Yourself Back® to redeem Rewards Dollars for a statement credit toward airline purchases made directly with the airline with your card, including airline travel to any destination, on any airline—with no block-out dates.89
What are the perks of being a Disney Visa Cardmember?
The Disney Visa Card offers unique perks just for Disney fans—from savings on shopping and dining to Cardmember photo opportunities and special limited-time offers.34121314

Theme Park Tickets Credit
Disney Inspire Visa Cardmembers get a little extra pixie dust in the form of an exclusive benefit! With the Disney Theme Park Tickets Credit, you earn a $100 statement credit after spending $200 per anniversary year on Disney Theme Park Ticket purchases in the U.S. when you use your Disney Inspire Visa Card.15
Special Vacation Financing
Cardmembers get special vacation financing on select Disney vacation packages, Disney cruises, Adventures by Disney® packages, National Geographic Expeditions and AULANI, A Disney Resort & Spa, Ko Olina, Hawai‘i vacation packages purchased with your Disney® Visa® Card when booked through the Walt Disney Travel Company, online at Disney sites or through other eligible travel agents or sites. Explore the Vacation Perks page to see all the getaway possibilities.2
Cardmember Photo Opportunities
The Disney Visa Card is your passport to the perfect pic. You can get a complimentary digital download of your Disney PhotoPass® photos at the private Cardmember location at Walt Disney World® Resort, found at the Disney Visa Photo Spot at EPCOT® in World Celebration next to Journey Into Imagination With Figment. You can find the Star Wars Photo Opportunity at the Cardmember location at the entrance between Star Wars: Galaxy’s Edge® and Toy Story Land at Disney’s Hollywood Studios®. For the Stitch Character Experience, head over to Celebrity Spotlight in Echo Lake at Disney’s Hollywood Studios®.
At the Disneyland® Resort, you’ll find the Disney Character Experience at the private Cardmember location in Hollywood Land at Disney California Adventure® Park. You’ll find the Star Wars Photo Opportunity at the Cardmember location outside of Star Wars Launch Bay in Tomorrowland at Disneyland® Park, where you can meet Kylo Ren.
Want to meet and pose with some legendary Super Heroes? Take a trek to the Heroic Encounter Photo Opportunity at the private Cardmember location near Stage 17 in Hollywood Land at Disney California Adventure® Park.34

Merchandise Savings
You’ll get even better deals on Disney merchandise when you shop with your Disney Visa Card. Cardmembers save 10% on select purchases at DisneyStore.com when you use your card.12 And when you use it at Walt Disney World® Resort and the Disneyland® Resort, you can receive 10% off select merchandise purchases at select locations.313

Dining Savings
Did you know you can receive 10% off select dining locations most days at Walt Disney World® Resort and the Disneyland® Resort when you pay with your Disney Visa Card?314 For the full list of participating restaurants and info on their themes and menus, visit our Disney Rewards Dining Guide.
Guided Tour Savings
Your Disney Visa Card can also save you money on some amazing Disney experiences. Pay with your card, and you’ll save 15% off the regular price of select guided tours at Walt Disney World® Resort and the Disneyland® Resort when you use your Disney Visa Card, including guided Wild Africa Trek at Disney’s Animal Kingdom® Theme Park and more.316 You can also save on select guided tours at the Disneyland® Resort, such as the Disneyland® Railroad Guided Tour or the Disney’s Happiest Haunts Tour!316
Recreation Savings
Savings aren’t limited to tours either. You’ll get 10% off the regular price of select recreation experiences at Walt Disney World® Resort, such as carriage rides at Disney’s Port Orleans Resort. On Disney Cruise Line, you can save 10% on on Castaway Cay Getaway Packages. And at AULANI, A Disney Resort & Spa in Ko Olina, Hawai‘i, you can enjoy 10% off snorkeling in Rainbow Reef, kapa-inspired t-shirt printing and the purchase of a ‘ukulele after taking a lesson on how to play.3161718

Disney Parks Operating Participant Location Savings
Operating participant locations in and around Disney Parks are also great places to save when you use your Disney Visa Card on select purchases. At Disney Springs® in Orlando, you’ll get savings on your purchases at Joffrey’s Coffee & Tea Co.®, Paddlefish, Planet Hollywood® and more. And at Downtown Disney® District in Anaheim, you can take advantage of this perk at Wetzel’s® Pretzels, Ballast Point® Brewing Company and other locations.31920
Digital Photo Package Savings
Cardmembers who set sail with Disney Cruise Line will receive 10% off the non-discounted price of 10-photo, 15-photo, 20-photo and all-inclusive digital photo packages.21 Sign up for a package, and professional photographers aboard your vessel will take custom studio portraits and candid shots of you to create the ultimate vacation photo album.

Spa Savings
Your Disney Visa Card becomes your ticket to savings on relaxation aboard Disney Cruise Line. Use it to pay and get 20% off select treatments like massages and facials on port days.22

Entertainment Savings
Use your Disney Visa Card to purchase premium tickets to ALADDIN or THE LION KING on Broadway and receive one Cardmember-exclusive VIP package with each order. Cardmember VIP Package includes premium seating, a keepsake cup and a commemorative print.23
Limited-Time Offers
Still not enough? In addition to all of the year-round perks and benefits, Disney Visa Cardmembers get special limited-time offers. These change throughout the year but can include limited-edition merchandise, travel offers, hotel savings and more.
What do the Disney Visa Cards look like?
There are several fun Disney Visa Card designs to choose from, so you’ll be sure to find a look that fits your personality.10 Suddenly feeling more Mickey & Friends than Groot? Not to worry—it’s free and easy to change your design anytime.

Plus, if you get the Disney Inspire Visa Card, you’ll have access to five exciting, exclusive card designs: Icon, Stitch, Coco, Up Adventure and Spider-Man.

Why should you get a Disney Visa Credit Card?
If you’re here, you’re a true Disney super fan, and these are the only cards that will turn your passion into lasting memories by letting you earn and redeem Disney Rewards Dollars.1
More savings, more experiences, more fun and definitely lots more Disney—if you need more of all those things in your life, then the Disney Visa Card is a must-have. If you’re interested in how to apply for the Disney Visa Card, jump over to the Compare Cards page to learn more.
